Revenue segments as reported by the company.

Institutional Clients Group

Personal Banking and Wealth Management

Legacy Franchises

Services

Markets

Banking

U.S. Personal Banking

Wealth

All Other—managed basis

Reconciling Items—Divestiture-related impacts

Global Consumer Banking

Corporate / Other

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Provisions for credit losses and for benefits and claims

Compensation and benefits

Premises and equipment

Technology / communication

Advertising and marketing

Other operating

Restructuring

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Citigroup

Banamex is the second largest bank in Mexico.

Banamex

Citigroup, Inc. is a holding company, which engages in the provision of financial products and services. It operates through the following segments: Global Consumer Banking, Institutional Clients Group, and Corporate and Other. The Global Consumer Banking segment provides traditional banking services to retail customers through retail banking, including commercial banking, and Citi-branded cards and Citi retail services. The Institutional Clients Group segment provides corporate, institutional, public sector and high-net-worth clients around the world with a full range of wholesale banking products and services. This segment includes fixed income and equity sales and trading, foreign exchange, prime brokerage, derivative services, equity and fixed income research, corporate lending, investment banking and advisory services, private banking, cash management, trade finance and securities services. The Corporate and Other segment includes certain unallocated costs of global staff functions, other corporate expenses and unallocated global operations and technology expenses, Corporate Treasury, certain North America and international legacy consumer loan portfolios, other legacy assets, and discontinued operations. The company was founded in 1812 and is headquartered in New York, NY.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Citigroup reports steady Q4 earnings, focuses on strategic transformation

Citigroup's Q4 2022 performance showed steady net income and revenue growth, with a focus on strategic priorities and transformation efforts. Challenges in investment banking and wealth management are being addressed through cost reduction and technology investments. Opportunities for growth exist in wealth management strategies and market improvements.

Citigroup reports robust Q1 earnings, eyes growth amidst uncertainties

Citigroup's Q1 2023 earnings call showcased strong financial performance, emphasizing growth in core businesses and positive prospects in Wealth Management. While facing global uncertainties and interest rate challenges, the company focuses on investments in modernization and growth opportunities in key markets. Citigroup aims for sustainable growth through strategic initiatives and prudent risk management.

Citigroup reports mixed Q2 results, focuses on revenue stability

Citigroup's Q2 performance showed mixed results with strong revenue growth in key segments but challenges in expenses and Investment Banking
The focus on steady revenues, cost reduction, and simplification efforts presents opportunities for improving returns and capital management
Client sentiment remains cautious amidst global uncertainties, with a strategic shift towards efficiency and innovation in response to market dynamics
Balancing capital adjustments, expense management, and client needs will be crucial for Citigroup's future growth and resilience

Citigroup reports solid Q3 earnings, focuses on revenue growth

Citigroup's Q3 results reflect strong revenue growth and strategic focus on capital optimization.
Despite challenges in organizational restructuring and capital requirements, the company is optimistic about revenue growth targets.
Investments in innovation and client relationships position Citigroup for future success in various business segments.
The company's commitment to efficiency and transparency underscores confidence in achieving long-term targets.

Citigroup reports record performance in 2023, outlines strategic priorities

Citigroup made strategic accomplishments in 2023 despite Q4 challenges, focusing on 2024 priorities.
The company is committed to transparency, accountability, and delivering results to shareholders.
Balancing near-term profitability improvements with future growth investments is a key focus for Citigroup.
Optimism in achieving long-term targets through expense reduction, revenue growth, and operational improvements.

Citigroup reports solid Q1 earnings, navigates challenges with strategic focus

Citigroup's Q1 earnings call showcased a mix of strong performance, strategic initiatives, challenges, and opportunities. The company's focus on cost management, revenue diversification, and enhancing client experience positions it well for future growth and profitability amidst a dynamic economic environment.

Citigroup reports robust Q3 earnings, eyes IPO readiness and compliance

Citigroup's Q3 performance showcased revenue growth, expense discipline, and progress in regulatory compliance, with a focus on optimizing shareholder value and market opportunities.
While facing challenges in Fixed Income revenues and regulatory reporting, the company aims to capitalize on opportunities in stock buybacks, IPO readiness, and client asset growth.
Overall, Citigroup's strategic initiatives position it well for sustained growth, profitability, and shareholder value creation, underpinned by a commitment to operational excellence and regulatory transparency.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Bank of America

JPMorgan Chase & Co

Morgan Stanley

Wells Fargo

Fourth-quarter earnings season has gotten underway, with many big banks reporting in the last couple of weeks. Now, let's take a closer look.

A Mixed Fourth-Quarter Earnings Season for the Big Banks

Citigroup Inc.'s effort to change its dealings with Big Oil to measure how much pollution their activities produce before providing them with loans drew criticism from two environmental groups for not going far enough.

Citigroup's latest climate objectives draw criticism from activist groups

PNC Financial Services

Major banks, including JPM, C, WFC, BAC & PNC, surpass Q4 earnings estimates on revenue strength, solid loan balance and provision benefit. Yet, rising cost expectations lead to bearish investor sentiments.

Bank Stock Roundup: JPM, C, WFC, BAC & PNC in Focus on Q4 Earnings Beat

Goldman Sachs

U.S. banks closed a record number of retail branches in 2021 as customers increasingly turn to digital banking and the industry consolidates.

U.S. banks close record number of retail branches in 2021, Wells Fargo shutters most

Will Citigroup buy back stock for most of the year? Will it raise its dividend?

Here's How Citigroup Will Reward Shareholders in 2022

Mexico's Grupo Financiero Banorte is looking at whether to make an offer for Citigroup's Mexican consumer banking unit, its chief executive said on Thursday.

Banorte analyzing possible buy of Citi's Mexico consumer bank

"The banks are all over the place this earnings season, which just goes to show the importance of individual stock picking," the "Mad Money" host said.

Jim Cramer says 'all banks are not created equal,' and these are his favorites

American Tower

Blackrock Inc

Cisco Systems

iShares Core High Dividend ETF

Micron Technology

Invesco NASDAQ Next Gen 100 ETF

These bull market stocks could offer significant upside in 2022. Despite surging inflation and the anticipated increase in interest rates, these bull market stocks deserve your attention.

7 Bull Market Stocks to Buy for a Continued Run Higher in 2022

Banks have told their British staff to return to the office after the government lifted its work-from-home guidance, giving hope of a boost to retail and hospitality companies hit hard by remote working. Citigroup Inc. (NYSE:C) staff are "expected to be in the office at least three days per week", the bank said in an internal memo seen by Reuters.

Shops and pubs cheer as banks tell staff in UK return to offices

Citigroup Inc. will be tougher on clients in the oil-and-gas industry, changing the way the bank asks Big Oil to measure how much pollution their efforts spew into the air as a requirement for receiving financing while the world tries to curb global warming.

Citi targets Big Oil in biggest step among major banks on climate change

Citigroup recently announced that it plans to exit or sell the consumer, small business, and middle-market banking operations of its Mexican subsidiary Banamex.

Why Citigroup Is Exiting its Very Profitable Consumer Banking Division in Mexico

Big U.S. banks will spend more on salaries and benefits this year, as inflationary pressures, pandemic risks and the tight labor market force them to raise wages to get and keep workers.

Big U.S. banks see higher expenses from workers' rising wages

Regions Financial

Raymond James

Charles Schwab

Beyond some technical issues the market is dealing with, this is a big week for earnings reports. So, here's what to do.

Earnings Season Is in Full Swing — and So Are the Buying Opportunities

Citigroup changed its leadership after being slapped with a $400 million fine by the regulatory authorities in 2020 for mismanagement. The new CEO announced drastic changes to the corporate structure, and the company entered a phase of global change.

Citigroup: Well-Positioned To Implement The Turnaround Plan

NEW YORK--(BUSINESS WIRE)--Citi and Bloomberg announced today an integration between Bloomberg's BSKT service with Citi's proprietary ACES (Citi Advanced ETF System) platform to better support Citi's ETF clients who use BSKT to negotiate fixed income baskets. BSKT is a primary market solution for negotiation, ticketing and routing ETF creation and redemption transactions. ACES features a suite of efficient workflow tools that fully automates the entire ETF process reducing time to market and co

Citi Securities Services and Bloomberg BSKT Integration Streamlines Fixed Income ETF Basket Negotiation

We've seen a growing trend of rotation to value in recent months.

Buy These 3 Big Bank Stocks Before Everyone Else Does

Ratings agency Moody's Investors Service on Sunday placed all ratings and assessments of the consumer banking arm of Citigroup in Mexico on review for downgrade.

Moody's places all Citibanamex ratings, assessments on review for downgrade

MEXICO CITY - Mexican entrepreneur Javier Garza Calderon aims to bid on the consumer banking arm of Citigroup in the country, pledging to return it to Mexican hands, he said in a statement Sunday.

Mexican entrepreneur Garza Calderon confirms interest in Citi asset sale

Citigroup Inc. (NYSE: C) shares have advanced nearly 10% since the beginning of the 2022 year, and the bank reported strong fourth-quarter results this Thursday. Citigroup continues to benefit from strong growth in investment banking, private banking, and securities services, while its management expects another EPS beat in the next fiscal quarter.

Should I buy Citigroup shares after Q4 results?

We now have results from 17.6% of the sector's market capitalization in the S&P 500 index. Total earnings for these Finance sector companies are up +3.6% from the same period last year on +1.8% higher revenues.

Banks Provide Mixed Start to Q4 Earnings Season

Citigroup Inc has hired veteran trader Mike Dunlap as head of North America oil trading, according to his LinkedIn profile and a source familiar with the matter.

Citigroup hires Mike Dunlap as head of North America oil trading

The honeymoon may be over when it comes to big banks and the pandemic economy. As The Wall Street Journal reported Friday (Jan. 14), fourth-quarter profits fell 14% at JPMorgan Chase & Co. and declined by 26% at Citigroup, marking the end of a series of steep gains throughout last year.

Big Pandemic Profits Could Be Over For Big Banks

Citigroup Inc. (C) CEO Jane Fraser on Q4 2021 Results - Earnings Call Transcript

Citigroup Inc Chief Executive Jane Fraser faces a struggle to convince skeptical analysts and investors that she can turn the bank around despite overseeing a radical overhaul in less than a year at the helm.

Citigroup CEO Fraser fights to sell turnaround plan to investors

There is the risk that runaway inflation could actually wipe out the finance industry's gains from higher interest rates, according to JPMorgan's CFO.

News for Citigroup Stock (C)