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Gross Profit, Operating Income, and Net Income as a percentage of Revenue

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An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

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Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Discover

Discover Financial Services is a holding company, which engages in the provision of direct banking and payment services. It operates through the Direct Banking and Payment Services segments. The Direct Banking segment offers Discover-branded credit cards issued to individuals on the Discover Network and other consumer products and services, including private student loans, personal loans, home loans, and other consumer lending and deposit products. The Payment Services segment includes PULSE, Diners Club, and the company's network partners business, which includes credit, debit, and prepaid cards issued on the Discover Network. The company was founded in 1986 and is headquartered in Riverwoods, IL.

Earnings data Q1 2021

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Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

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Earnings data Q4 2024

Discover reports strong Q4 earnings, eyes digital growth opportunities

Discover (DFS) delivered strong financial results in Q4 2022, with robust earnings, asset growth, and strategic investments in digital capabilities and new product launches.
Despite facing challenges from a less favorable macroeconomic environment, the company's focus on efficiency, credit performance, and revenue growth positions it well for future success.
Opportunities lie in capitalizing on consumer trends, optimizing operational efficiency, and leveraging strong credit performance to drive growth and enhance shareholder value.
Overall, Discover's performance highlights resilience, strategic foresight, and a commitment to delivering value to shareholders amidst evolving market conditions.

Discover reports robust Q1 earnings and invests in tech for growth

Discover Financial Services delivered a strong performance in Q1 2023, driven by robust financial results, technological advancements, and strategic initiatives to enhance shareholder value.
While facing challenges such as spend growth slowdown and inflation pressures, Discover's focus on credit normalization, expense management, and innovation positions it well for future growth.
With a solid financial foundation, strong market position, and a commitment to technology and customer experience, Discover is poised to capitalize on opportunities for expansion and sustained success in the financial services industry.

Discover reports solid Q2 earnings, focuses on compliance and growth

Discover's Q2 performance reflects a mix of positives and challenges, with a strong focus on compliance, risk management, and sustainable growth. The company is committed to addressing compliance issues, investing in talent and technology, and aligning business decisions with customer needs. Discover remains confident in its business model despite competitive pressures and compliance challenges.

Discover reports robust Q3 earnings, invests in tech for growth

Discover's Q3 performance reflects strong revenue growth and strategic focus on customer experience and compliance.
While facing challenges with credit performance and rising expenses, the company is leveraging tech investments for future growth.
Opportunities lie in enhancing digital capabilities, driving loan growth, and capitalizing on positive spending trends.

Discover Financial Services reports strong Q4 performance and navigates challenges

Discover Financial Services delivered a solid performance in Q4 2023, focusing on compliance, customer experience, and financial strength. The company faces challenges in managing expenses and cautious loan growth due to changing consumer behavior. Opportunities lie in reaccelerating growth and effective net interest margin management.

Discover reports Q1 net income decline but showcases revenue growth

Discover's Q1 2024 earnings call highlighted a decline in net income due to increased reserves, offset by strong financial performance and revenue growth driven by loan expansion. The company's emphasis on risk management, compliance, and decision-making aims to maximize shareholder value. While facing challenges such as higher charge-offs and increased expenses, Discover remains focused on growth opportunities and credit performance expectations.

Discover reports stellar Q2 earnings amidst strategic portfolio realignment

Discover's Q2 2024 performance reflects robust financial growth driven by improved net income and operational efficiencies.
While facing challenges such as rising expenses and pending mergers, the company maintains a strong capital position and strategic focus.
Opportunities lie in portfolio optimization, merger synergies, and operational enhancements, positioning Discover for sustained growth.

Discover (DFS) reports robust Q3 earnings and strategic achievements

Discover's Q3 earnings call highlights strong financial results, strategic achievements, and regulatory updates. The company's focus on customer satisfaction, employee engagement, and financial performance positions it for continued success.

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Discover Financial Services is a holding company. It operates under the Digital Banking and Payment Services segments. The Digital Banking segment focuses on consumer banking and lending products, specifically Discover-branded credit cards issued to individuals on the Discover Network and other consumer banking products and services including private student loans, personal loans, home loans, and deposit products. The Payment Services segment includes PULSE, Diners Club, and the Network Partners business, which provides payment transaction processing and settlement services on the Discover Global Network. The company was founded in 1960 and is headquartered in Riverwoods, IL.

Capital One

Capital One Financial Corp. (COF) reportedly is set to acquire Discover Financial Services (DFS) in a deal that would join two of the major credit card companies in the U.S.

Capital One Reportedly Is Set to Acquire Discover Financial

Capital One is planning to buy Discover Financial Services that would bring the two large credit card issuers and lenders together, according to a report by the Wall Street Journal.

Capital One to acquire Discover Financial: report

Capital One will acquire Discover Financial Services, per a report from The Wall Street Journal.

Capital One acquiring Discover Financial Services, report says

Capital One is set to buy credit card rival Discover Financial, The Wall Street Journal reported Monday.

Capital One Will Put Discover Financial In Its Wallet

Deal would combine two of the largest credit-card companies in the U.S.

Capital One is Buying Discover Financial, Sources Say

Capital One, an online consumer bank and credit card issuer backed by investor Warren Buffett, is considering a potential acquisition of credit card lender Discover Financial Services, Bloomberg News reported, citing people familiar with the matter.

Capital One considers acquisition of Discover Financial, Bloomberg says

RIVERWOODS, Ill.--(BUSINESS WIRE)--John Greene, Executive Vice President and Chief Financial Officer of Discover, will present at the 2024 RBC Capital Markets Global Financial Institutions Conference on Tuesday, March 5, 2024, at 11:20 a.m. ET. A link to the live webcast will be posted on the day of the conference to Discover's Investor Relations website at http://investorrelations.discover.com. A replay will be available for 90 days after the conference at the same website address. About Disco.

Discover Financial Services to Present at 2024 RBC Capital Markets Global Financial Institutions Conference

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The 7 Most Undervalued Large-Cap Stocks to Buy in February 2024

RIVERWOODS, Ill.--(BUSINESS WIRE)--John Greene, Executive Vice President and Chief Financial Officer of Discover, will present at the UBS Financial Services Conference on Monday, February 26, 2024, at 10:30 a.m. ET. A link to the live webcast will be posted on the day of the conference to Discover's Investor Relations website at http://investorrelations.discover.com. A replay will be available for 90 days after the conference at the same website address. About Discover Discover Financial Servic.

Discover Financial Services to Present at UBS Financial Services Conference

Discover Financial Services operates one of the world's four major payment networks, putting it in an exclusive (and profitable) club. The company has increased its dividend for 13 consecutive years. While the 10-year dividend growth rate is 13.8%, there's been a recent acceleration, with the most recent divided raise coming in at 16.7%.

Discover Financial Services: High-Yielding Digital Bank And Payment Network

The Discover Financial Services Q4 earnings miss caused a significant drop in stock value, with shares falling nearly 11% in less than 24 hours. The company's emphasis on younger, lower credit customers is a major factor in its current predicament. Despite the challenges, Discover has strengths such as being the fourth largest credit card network in the U.S. and having a strong digital banking segment.

Discover Financial Services: Down But Far From Out

Bank stocks and other financials tracked in the Financial Select Sector SPDR Fund NYSEARCA: XLF are rallying to two-year highs, with Discover Financial Services NYSE: DFS among the leaders.

Discover leads financial stocks higher, but is trouble lurking?

Discover beat on revenue but badly missed on earnings for the fourth quarter. The company significantly increased its provision for credit losses at the end of the year, and called for rising charge-off rates in 2024.

Why Discover Financial Services Stock Dropped Today

Discover Financial (DFS) expects 2024 operating expenses to rise mid-single digits from $6 billion in 2023.

Discover Financial (DFS) Q4 Earnings Miss on Higher Expenses

Discover Financial Services (DFS) Q4 2023 Earnings Call Transcript

Discover Financial Service's earnings, released Wednesday (Jan. 17), showed growth in card loans and rising delinquency rates. Chief Financial Officer John Greene noted on a conference call with analysts that, with a nod to credit performance, “charge-offs increased but landed at the low end of our expected range.

Discover's Card Delinquency Rate Rises to 3.9% After ‘Strong' Holiday Season

Discover Financial Services (NYSE:DFS) shares fell more than 8% in early trade after it reported a 62% year-over-year drop in its fourth quarter profits. Its profit fell sharply from $1 billion to $388 million as the bank was hit by increased operating costs including higher compliance-related expenses.

Discover Financial 4Q profit plummets on higher costs

Shares in Discover Financial Services (DFS) were down sharply in premarket trading Thursday after the online banking and payments company's quarterly earnings came up short of analysts' expectations. The company also cautioned about tougher conditions facing consumers, prompting it to set aside a higher bad debt provision.

Discover Financial Services Stock Drops After Weak Q4—Key Technical Levels to Monitor

The credit-card company misses fourth-quarter earnings estimates and sets aside more money to cover bad loans.

Discover Stock Tumbles After Earnings. Bad Debt Is a Problem.

Although the revenue and EPS for Discover (DFS) give a sense of how its business performed in the quarter ended December 2023, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

Discover (DFS) Q4 Earnings: How Key Metrics Compare to Wall Street Estimates

Discover (DFS) came out with quarterly earnings of $1.54 per share, missing the Zacks Consensus Estimate of $2.50 per share. This compares to earnings of $3.77 per share a year ago.

Discover (DFS) Misses Q4 Earnings Estimates

Shares of Discover Financial Services slid after hours on Wednesday after the credit-card giant reported fourth-quarter profit that missed expectations and said it has set aside more money to cover potentially tougher conditions for consumers.

Discover shares drop as company sets aside an extra $1 billion to guard against souring credit

RIVERWOODS, Ill.--(BUSINESS WIRE)--Discover Financial Services (NYSE: DFS): Fourth Quarter 2023 Results   2023 2022(1) YOY Change Total loans, end of period (in billions) $128.4 $112.1 15% Total revenue net of interest expense (in millions) $4,196 $3,721 13% Total net charge-off rate 4.11% 2.13% 198 bps Net income/(loss) (in millions) $388 $1,025 (62%) Diluted EPS $1.54 $3.74 (59%) Note(s) 1. The comparative prior quarter ended December 31, 2022 has been restated to reflect immaterial correction.

Discover Financial Services Reports Fourth Quarter 2023 Net Income of $388 Million or $1.54 Per Diluted Share and Full Year Net Income of $2.9 Billion or $11.26 Per Diluted Share

Discover Financial has doubled in size since 2016 and is now a different company, making it worth reevaluating as a value play. The company's credit card business is thriving, with merchant acceptance increasing and credit card loans growing by 21% in FY2022. Discover Financial also owns Diners Club cards and the PULSE Network, which are contributing to its revenue growth and global exposure.

Credit Card Growth Continues To Benefit Discover Financial

Discover Financial (DFS) is seeing favorable earnings estimate revision activity and has a positive Zacks Earnings ESP heading into earnings season.

News for Discover Stock (DFS)