Fair Isaac

Fair Isaac Corp. engages in the provision of decision management solutions. It operates through the following segments: Applications, Scores, and Decision Management Software. The Applications segment includes decision management applications designed for a type of business problem or process such as marketing, account origination, customer management, fraud, collections, and insurance claims management. The Scores segment consists of business-to-business scoring solutions and services, business-to-consumer scoring solutions and services including myFICO solutions for consumers and associated professional services. The Decision Management Software segment comprises the analytic and decision management software tools, FICO decision management suite, and associated professional services. The company was founded by Bill Fair and Earl Isaac in 1956 and is headquartered in San Jose, CA.

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Earnings data Q1 2025

Fair Isaac (FICO) reports robust Q1 performance and eyes software-driven growth

Fair Isaac's Q1 2023 performance reflects a positive growth trajectory, with strong revenue and income increases, particularly in the Scores and Software segments.
While challenges like declining B2C revenues and high debt levels exist, the company's focus on managing expenses and enhancing shareholder value positions it well for future growth.
Opportunities lie in leveraging software growth, expanding platform usage, and making strategic investments to drive further revenue growth and customer satisfaction.

Fair Isaac (FICO) reports record Q2 revenue and raises full-year guidance

Fair Isaac (FICO) delivered robust Q2 results with record revenue and raised full-year guidance, driven by strong performance in scores and software segments.
The company showcased impressive customer retention rates, increased ACV bookings, and highlighted the rapid ROI on its software offerings.
While facing challenges in a competitive landscape, Fair Isaac has opportunities to leverage its platform demand, expand market presence, and drive sustainable growth.

Fair Isaac (FICO) reports record revenues and strong growth in Q3 2023

Fair Isaac (FICO) delivered a strong performance in Q3 2023, achieving record revenues and demonstrating robust growth across key segments. The company's strategic focus on customer retention and product innovation has yielded positive results.
Despite challenges in converting free users to paid subscribers, Fair Isaac's myFICO business remains resilient, supported by effective pricing strategies and strong demand for its platform. The raised revenue guidance underscores management's confidence in future growth.
Opportunities lie in expanding customer base, driving brand engagement through partnerships, and further monetizing services. Fair Isaac's emphasis on value addition and market penetration positions it well for sustained success in the financial services industry.

Fair Isaac (FICO) surpasses Q4 expectations, eyes growth in 2024

Fair Isaac (FICO) delivered a strong performance in Q4 2023, exceeding revenue and earnings expectations. While facing challenges such as increased expenses and declining B2C revenues, the company showcased strengths in free cash flow generation and revenue growth in key segments. With a focus on efficiencies and strategic initiatives, FICO is well-positioned to capitalize on opportunities for growth in the upcoming fiscal year.

Fair Isaac (FICO) reports strong Q1 earnings, eyes global expansion

Fair Isaac (FICO) delivered robust Q1 2024 results with revenue and net income growth across segments.
While facing challenges in revenue predictability and transition to recurring revenue models, FICO remains focused on innovation and expansion.
The company's performance in Scores and Software segments, along with a new repurchase authorization, signals confidence in future prospects.
Navigating through revenue fluctuations and seizing opportunities in new markets and product offerings will be key for sustained growth.

Fair Isaac (FICO) reports strong Q2 earnings and raises full-year guidance

Fair Isaac (FICO) delivered robust financial results in Q2 2024, driven by revenue growth and increased net income.
While facing challenges in certain segments, the company's focus on innovation and strategic positioning bode well for future success.
With raised full-year guidance and a strong product portfolio, Fair Isaac is poised for continued growth and market leadership.

Fair Isaac (FICO) reports strong Q3 earnings and software growth

Fair Isaac (FICO) delivered robust financial results in Q3 2024, with strong revenue growth, increased net income, and record free cash flow.
The company's software segment showed resilience and growth, supported by a focus on SaaS software and expanding platform ARR.
While facing challenges in a competitive market, FICO remains optimistic about sustained growth, emphasizing customer engagement and strategic partnerships.

Fair Isaac (FICO) posts record revenues and cash flow in Q4 2024, eyes growth opportunities

Fair Isaac (FICO) delivered strong financial results in Q4 2024, with record revenues and free cash flow, driven by performance in the Scores and Software segments.
While facing challenges in the B2C segment, FICO showcased strengths in innovation, market recognition, and strategic capital allocation to drive shareholder value.
The company's focus on growth opportunities through new royalties, product innovation, and favorable guidance sets a positive trajectory for future performance and market positioning.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Fair Isaac Corp. engages in the provision of decision management solutions. It operates through the Software and Scores segments. The Software segment includes pre-configured analytic and decision management solutions designed for a specific type of business need or process. The Scores segment focuses on business-to-business scoring solutions and services, business-to-consumer scoring solutions and services including myFICO solutions for consumers and associated professional services. The company was founded by Bill Fair and Earl Isaac in 1956 and is headquartered in San Jose, CA.

Check Point Software Technologies

Intel

Microsoft

STMicroelectronics NV ADR RegS

Here we take a sneak peek at five stocks in the Zacks Computer and Technology sector due to report first-quarter 2024 earnings on Apr 25.

What's in Store for These 5 Technology Stocks in Q1 Earnings?

Fair Isaac's (FICO) second-quarter fiscal 2024 performance benefits from strong momentum in its Scores and software business.

What's in the Cards for Fair Isaac's (FICO) Q2 Earnings?

Fair Isaac Corp stock is not as expensive as investors believe, given its pricing power and unique market position. FICO's monopolistic position and lack of alternatives allow for strong pricing power and potential growth. A standard DCF model predicts a 20% upside potential for FICO stock, with revenues expected to grow to $10 billion in 10 years.

Fair Isaac Corporation: An Expensive Stock Is Not An Issue If You Have Pricing Power

Vita Coco

Digi

Gigacloud Tech

UiPath

Photronics

SharkNinja Inc

Finding stocks to buy in today's relatively overvalued and volatile market isn't as easy as it was when initial rate cuts dropped top stocks to bottom-barrel pricing. While many quickly point to tech stocks as the main wealth drivers in today's economy, forward-thinking investors know to seek diversification across industries, geographic locations, size, scale, and more.

Don't Miss the Boat! 7 Stocks That Can Change Your Life by 2030

Besides Wall Street's top -and-bottom-line estimates for Fair Isaac (FICO), review projections for some of its key metrics to gain a deeper understanding of how the company might have fared during the quarter ended March 2024.

Unveiling Fair Isaac (FICO) Q2 Outlook: Wall Street Estimates for Key Metrics

LONDON--(BUSINESS WIRE)--The FICO UK Credit Card Market Report for February 2024 presents a mixed picture on consumer confidence and financial pressures. There was an uptick in spending after the usual seasonal dip in January and the number of people missing one and two payments fell. However, payments to balance fell by 3.6% compared to February 2023 and the average balance is higher than the previous month and previous year. Highlights Average spend increased 1.55% over January 2024, reaching.

FICO UK Credit Card Market Report: February 2024

SAN DIEGO--(BUSINESS WIRE)--FICO World – April 18, 2024 – FICO (NYSE: FICO) Today at FICO® World, the industry's leading analytic and AI event, global analytics software leader FICO recognized seven of its partners that are transforming the way their industries operate using FICO analytics and decision management technology. From system integrators to OEMs, these world-class firms deploy FICO solutions and technology to help businesses worldwide fight fraud, improve customer centricity, increas.

FICO Partner Awards Showcase Game-Changing Innovators Worldwide

SAN DIEGO--(BUSINESS WIRE)---- $FICO--FICO World – FICO (NYSE: FICO) Highlights: TD and FICO are working together to enhance the Bank's data-driven fraud detection and prevention capabilities. FICO® Platform and the TD North American Fraud Detection Platform also support real-time fraud health monitoring that is helping the Bank keep a constant pulse on fraud trends and new threats. At its annual FICO® World conference today, global analytics software leader FICO announced TD, a leading North American ba.

TD Wins 2024 FICO Decisions Award for its Achievements in Fraud Management

BOZEMAN, Mont.--(BUSINESS WIRE)--FICO (NYSE:FICO), a leading predictive analytics and decision management software company, will announce its second quarter fiscal 2024 results on April 25, 2024, after the market closes and will host a conference call on April 25th at 5:00 p.m. Eastern Time (4:00 p.m. Central/ 2:00 p.m. Pacific). This call will be webcast and can be accessed at FICO's website at www.fico.com/investors. A replay of the webcast will be available at our Event Calendar under Past E.

Fair Isaac Corporation Announces Date for Reporting of Second Quarter Fiscal 2024 Financial Results

Cognizant Technology Solutions

Cloud-based solution provides banks and payment providers with fraud protection powered by artificial intelligence and machine learning TEANECK, N.J. and BOZEMAN, Mont.

Cognizant and FICO Partner to Help Banks Prevent Real-Time Payments Fraud

SAN DIEGO--(BUSINESS WIRE)--FICO World – FICO (NYSE: FICO) Highlights: Volvo Cars has strategically leveraged FICO® Platform to revolutionize its customer onboarding process across B2C, B2B and fleet segments Volvo Cars improved its speed, ensured buyers' affordability and gained agility Volvo Cars has won a 2024 FICO® Decision Award for Customer Onboarding & Management Today at FICO® World, the industry's leading analytic and AI event, global analytics software leader FICO announced that V.

Volvo Cars Approves Sales and Leases Faster Using FICO Platform

SAN DIEGO--(BUSINESS WIRE)---- $FICO--FICO World – Today at FICO® World, the industry's leading analytic and AI event, analytics software leader FICO (NYSE: FICO) announced a significant milestone in the adoption of FICO® Score 10 T by the mortgage industry. Since 2023, clients with over $100 billion in annualized mortgage originations and approximately $300 billion in eligible mortgage portfolio servicing have signed up for the FICO Score 10 T. Additionally, Liberty Home Mortgage is the latest to choose.

FICO Score 10 T Adoption Reaches Significant Milestone by Serving $300 Billion in Eligible Mortgage Portfolios

SAN DIEGO--(BUSINESS WIRE)--FICO World – FICO (NYSE: FICO) Highlights: Westpac NZ wins the 2024 FICO® Decisions Pioneer Award Westpac NZ increases customer engagement and process automation with FICO® Platform Partnership with FICO delivers greater agility and data-driven collections improvements Today at FICO® World, the industry's leading analytic and AI event, Westpac New Zealand has won the 2024 FICO® Decisions Pioneer Award, for using the industry-leading capabilities of FICO® Platform to.

Westpac NZ Wins FICO Award After Successfully Adopting Platform and Enterprise Decision Analytics

SAN DIEGO--(BUSINESS WIRE)---- $FICO--FICO World – FICO (NYSE: FICO) Highlights: New enhancements to FICO® Platform accelerate enterprise collaboration by breaking down silos and improving the ability to operationalize real-time insights while leveraging the latest AI innovations. The ability to publish reusable decision services and intelligent assets enables businesses to broaden collaboration and rapidly deploy new use cases through an open and extensible platform. These innovations, use cases and cus.

FICO Unlocks Enterprise Collaboration and Operationalizes Real-Time Insights to Help Clients Accelerate Innovation and Deliver Exceptional Customer Experiences

SAN DIEGO--(BUSINESS WIRE)--FICO World – FICO (NYSE: FICO) Highlights: HSBC is using FICO® Platform to grow its credit card portfolio The project saw a 15% uplift in monthly spend by customers on their cards, as well as improvements in active card use and share of wallet, without increasing bad debt HSBC won a 2024 FICO® Decisions Award for AI, Machine Learning and Optimization. Today at FICO® World, the industry's leading analytic and AI event, FICO announced that HSBC, one of the world's larg.

HSBC Achieves 15% Uplift in Monthly Card Spend Using FICO's AI-Powered Optimization

SAN DIEGO--(BUSINESS WIRE)---- $FICO--FICO World – FICO (NYSE: FICO) Highlights: A commissioned study conducted by Forrester Consulting, on behalf of FICO, found that FICO® Platform customers noted improved customer retention, significant cost savings by upgrading legacy infrastructure, and heightened employee efficiency. In organizations like the composite Forrester described in the report, companies could see savings and profits of over $50 million in three years. FICO is showcasing new innovations and.

FICO Platform Produced a Significant Return on Investment for Businesses According to New Total Economic Impact Study

NEW YORK , April 12, 2024 /PRNewswire/ -- Pomerantz LLP is investigating claims on behalf of investors of Fair Isaac Corporation ("FICO" or the "Company") (NYSE: FICO).  Such investors are advised to contact Danielle Peyton at newaction@pomlaw.com or 646-581-9980, ext.

SHAREHOLDER ALERT: Pomerantz Law Firm Investigates Claims on Behalf of Investors of Fair Isaac Corporation- FICO

--(BUSINESS WIRE)---- $FICO--FICO (NYSE: FICO): WHAT: FICO is hosting a Score A Better Future™ free credit education workshop at Delaware State University. Score A Better Future event attendees will have the opportunity to learn from FICO credit education experts about FICO® Scores, as well as experts from Money Management International (MMI), one of the nation's largest nonprofit credit counselors. State of Delaware Treasurer, Colleen Davis, will be in attendance and will be providing opening remarks. “.

FICO Makes Credit Education Pit Stop in Dover to Host Financial Literacy Event

LONDON--(BUSINESS WIRE)--Atto, a leading provider of credit risk solutions using transactional data, is thrilled to announce a strategic partnership with FICO, a global analytics software leader, for the UK market. This partnership will enable UK lenders to easily integrate Open Banking data into the credit scoring process. Atto and FICO are combining their expertise to deliver transaction-based scores that rank-order consumers' risk by analysing up-to-date consumer-permissioned current account.

FICO Partners with Atto to Build Predictive Models with Real-Time Transactional Data

BOZEMAN, Mont.--(BUSINESS WIRE)---- $FICO--FICO, a leading analytics software firm, has announced that national mortgage lender, servicer and asset manager Planet Home Lending will be using FICO® Score 10 T in real-time comparisons for mortgage originations and to inform retention and recapture analytics for its $100 billion servicing portfolio. Xactus will supply Planet with the new score. As part of this move, the mortgage leader will use FICO's newest, most innovative and predictive scoring model to a.

Planet Home Lending to Use FICO Score 10 T for Deeper Insights into Mortgage Origination and Servicing Credit Performance

BOZEMAN, Mont.--(BUSINESS WIRE)---- $FICO--FICO (NYSE: FICO): Highlights: FICO® World 2024 registration is currently open. Join FICO in San Diego, California from April 15-18, 2024. FICO World will showcase speakers from more than 50 companies, sharing their success stories and unparalleled industry insights and expertise on operationalizing AI, digital transformation and hyper-personalized customer journeys. Over 1,200 business leaders from around the world are expected to attend FICO World 2024. Global.

FICO World 2024 to Highlight Success with Wells Fargo, Lloyds Bank, Volvo, Nationwide and more

LONDON--(BUSINESS WIRE)--FICO (NYSE: FICO): Artelys, an independent company specializing in numerical optimization, modeling, and decision support, has used FICO optimization technology to build a solution that optimizes post-production activity in Toyota Motor Europe's vehicle distribution hubs, organizing tens of thousands of operations on thousands of vehicles a day. The manual scheduling that used to take three hours per day for each hub is now done in 20 minutes. A customer buying a vehicl.

Artelys Optimizes Toyota Motor Europe Vehicle Processing Using FICO Technology

JAKARTA, Indonesia--(BUSINESS WIRE)--(NYSE: FICO) Highlights Identity theft worries persist, with 36% of Indonesians fearing fraudsters opening accounts A noticeable gap exists, as almost 45% believe it unlikely they've been identity theft victims Real-time payment scams are on the rise, with 64% receiving scam communications Fraud protection is paramount, with ease of use and good fraud protection ranking as top considerations for selecting financial services providers FICO, a leading global a.

FICO Survey: Indonesian Focus on Identity Theft Persists Amidst Escalating Real-Time Payment Risks

JOHANNESBURG--(BUSINESS WIRE)--FICO (NYSE: FICO) Highlights: Nedbank uses FICO technology to build a Risk Intelligence Centre to enable an integrated financial crime risk management framework The Risk Intelligence Centre identified a crime syndicate during the testing phase while initial production data was still being loaded Nedbank has won a 2024 FICO Decisions Award for AI, Machine Learning & Optimization Global analytics software leader FICO today announced that Nedbank, one of South Af.

South Africa's Nedbank Uses FICO Technology to Stop Financial Crime

NEW YORK--(BUSINESS WIRE)---- $FICO #classaction--Attorney Advertising--Bronstein, Gewirtz & Grossman, LLC is investigating potential claims on behalf of purchasers of Fair Isaac Corporation (“FICO” or “the Company”) (NYSE: FICO). Investors who purchased FICO securities are encouraged to obtain additional information and assist the investigation by visiting the firm's site: bgandg.com/FICO. Investigation Details: On March 12, 2024, U.S. Senator Josh Hawley sent a letter to the Antitrust Division of the U.S. Depar.

News for Fair Isaac Stock (FICO)