Revenue segments as reported by the company.

Premiums

Policy charges and fee income

Net investment income

Asset management fees, commissions and other income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Insurance and annuity benefits

Interest credited to policyholders' account balances

Interest expense

Deferral of acquisition costs

Amortization of acquisition costs

General and administrative

Change in estimates of liability for future policy benefits

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Prudential Financial

Prudential Financial, Inc. engages in the provision of insurance, investment management, and other financial products and services to both individual and institutional customers. It operates through the following segments: PGIM, U.S. Businesses, International Businesses, Closed Block, and Corporate and Others. The PGIM segment provides investment management services and solutions related to public fixed income, public equity, real estate debt and equity, private credit and other alternatives, and multi-asset class strategies, to institutional and retail clients globally, as well as the Company’s general account. The U.S. Businesses segment offers a range of products and solutions that cover protection, retirement, savings, income and investment needs. The U.S. Businesses are organized into five segments: Retirement, Group Insurance, Individual Annuities, Individual Life and Assurance IQ. The Retirement segment provides retirement investment and income products and services to retirement plan sponsors in the public, private, and not-for-profit sectors. The Group Insurance segment provides group life, long-term and short-term group disability, and group corporate bank, and trust-owned life insurance in the U.S., primarily to institutional clients for use in connection with employee plans and affinity groups. The Individual Annuities segment develops and distributes individual variable and fixed annuity products, primarily to the U.S. mass affluent and affluent markets. The Individual Life segment develops and distributes individual variable life, term life and universal life insurance products primarily to the U.S. mass middle, mass affluent and affluent markets. The Assurance IQ segment leverages data science and technology to primarily distribute third-party products and a proprietary term life product directly to retail shoppers, primarily through its digital and agent channels. The International Businesses segment develops and distributes life insurance, retirement, and related products to the mass affluent and affluent markets in Japan, Korea, and other foreign countries through its Life Planner operations. The Closed Block segment includes certain in force participating insurance and annuity products and corresponding assets that are used for the payment of benefits, expenses and policyholders’ dividends related to these products. The Corporate and Other Operations segment include corporate items and initiatives that are not allocated to business segments. The company was founded by John Fairfield Dryden in 1875 and is headquartered in Newark, NJ.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

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Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Prudential Financial reports solid 2022 performance and strategic growth

Prudential Financial showcased strong financial performance in 2022, with a focus on sustainable growth and strategic investments in key markets.
Despite challenges in meeting capital return objectives, the company remains committed to transformation and enhancing customer experience.
Opportunities lie in M&A strategies, agent recruitment efforts, and investments in growth areas to drive future expansion and profitability.
Prudential's emphasis on cost savings, financial strength, and market-focused strategies positions them for continued success and growth.

Prudential Financial excels in Q1 earnings, eyes global growth

Prudential Financial's Q1 2023 performance showcased strong sales, robust earnings growth, and a focus on sustainable strategies for global market leadership.
Despite challenges like market sensitivity and elevated mortality rates, the company's strengths in product diversification, digital innovation, and financial stability position it well for future growth.
Opportunities in expanding global access, capital deployment, and smart growth strategies offer avenues for Prudential to further enhance its market position and shareholder value.
Overall, Prudential's confidence in its growth strategy, financial position, and commitment to investor returns signal a resilient outlook for investing, insurance, and retirement security globally.

Prudential Financial reports record earnings, eyes international growth opportunities

Prudential Financial delivered strong Q2 results with a focus on sustainable growth and customer-centric strategies.
Despite challenges like net outflows and market pressures, the company remains confident in its long-term prospects.
Opportunities in emerging markets and strategic investments position Prudential for future growth.
The company's performance reflects a balance of financial strength, innovation, and strategic planning.

Prudential Financial reports robust Q3 earnings and strategic growth plans

Prudential Financial is on a growth trajectory, leveraging strong sales, strategic initiatives, and financial stability to drive sustainable long-term performance.
Challenges such as outflows in PGIM and deal-related costs are being managed with a disciplined approach, balancing short-term impacts with long-term benefits.
Opportunities lie in further optimizing Prismic, exploring international markets, and capitalizing on investor appetite for reinsurance products.

Prudential Financial reports robust Q4 performance and eyes global expansion

Prudential Financial's Q4 2023 earnings call highlighted strong financial performance, robust risk management, and strategic initiatives driving growth. While facing challenges in certain markets, the company remains optimistic about long-term sustainable growth and expanding access to financial services globally.

Prudential Financial excels in Q1 with record sales and growth

Prudential Financial's Q1 earnings call showcased strong performance, strategic initiatives, and a focus on growth and capital efficiency.
The company's diversified revenue streams, robust risk management, and commitment to shareholder value position it well for future success.
While facing challenges in regulatory environments and certain business segments, Prudential has opportunities to drive growth through product innovation and market expansion.

Prudential Financial excels in Q2 with robust sales and capital strength

Prudential Financial's Q2 2024 earnings call highlighted strong performance across businesses, with a focus on sales growth, investment income, and capital strength. While challenges related to interest rates and market dynamics were acknowledged, the company is well-positioned to capitalize on opportunities for growth and profitability.

Prudential Financial (PRU) reports strong Q3 earnings and sets sights on growth and efficiency

Prudential Financial (PRU) delivered strong financial results in Q3 2024, driven by robust sales, solid investment performance, and disciplined capital management. The company is focused on growth, efficiency, and value creation, with plans to set new financial targets for 2025 and navigate market challenges effectively.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Prudential Financial, Inc. engages in the provision of insurance, investment management, and other financial products and services. It operates through the following segments: Prudential Investment Management, Inc. (PGIM), U.S. Businesses, International Businesses, and Corporate and Others. The PGIM segment involves the provision of investment management services and solutions related to public fixed income, public equity, real estate debt and equity, private credit and other alternatives, and multi-asset class strategies. The U.S. Businesses segment includes retirement strategies, group insurance, and individual life. The International Businesses segment focuses on investing in existing businesses and assessing acquisition opportunities. The Corporate and Other Operations segment involves the corporate items and initiatives not allocated to business segments. The company was founded by John Fairfield Dryden in 1875 and is headquartered in Newark, NJ.

Shares of Prudential have become a more compelling buy since my last article. The financial services company is well-positioned to cash in on massive retirement opportunities in the U.S. and Japan. Prudential's liquidity is on the high end of its targeted range of between $3 billion and $5 billion as of June 30.

Prudential: An Intriguing High-Yielder To Buy Now

NEWARK, N.J.--(BUSINESS WIRE)--Prudential Financial, Inc. (NYSE: PRU) will participate in the 2024 KBW Insurance Conference on Wednesday, September 4, 2024. On that day at approximately 10:50 a.m. ET, Charles Lowrey, chairman and CEO, will participate in an analyst-led fireside chat. Interested parties may listen to the presentation through a live audio webcast on Prudential Financial's Investor Relations website at investor.prudential.com. Please log on at least 15 minutes early to register, d.

Prudential Financial, Inc. to Participate in 2024 KBW Insurance Conference; Live Webcast Available

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Barron's seventh annual (2024) ranking of Sustainable companies started with the 1,000 largest publicly traded companies by market value, then ranked each by performance for five key constituencies: shareholders, employees, customers, community, and planet. Home-products company Clorox sits at the top for the second straight year, edging out Kimberly-Clark, CBRE Group, Hasbro, and Agilent Technologies in the top five. Per 8/8/24 data from YCharts, the top-10 of 77 dividend-paying sustainable companies ranged 4.34%-14.68% by annual yield and ranged 31.29%-79.66% by broker-estimated target-price upsides.

Buy 10 Sustainable Dividend Dogs Of Barron's August 100

Prudential's (PRU) quarterly results reflect a rise in asset management fees, positive third-party net flows, improved net investment spread results and favorable underwriting results, offset by higher expenses.

Prudential Financial (PRU) Q2 Earnings Miss, Revenues Beat

Prudential Financial, Inc. (NYSE:PRU ) Q2 2024 Earnings Conference Call August 2, 2024 11:00 AM ET Company Participants Bob McLaughlin - Vice President, Investor Relations Charlie Lowrey - Chairman and CEO Rob Falzon - Vice Chairman Andy Sullivan - Head, International Businesses and PGIM, Global Investment Manager Caroline Feeney - Head, U.S. Businesses Yanela Frias - Chief Financial Officer Rob Axel - Controller and Principal Accounting Officer Conference Call Participants Ryan Krueger - KBW Suneet Kamath - Jefferies Elyse Greenspan - Wells Fargo Wesley Carmichael - Autonomous Research Tom Gallagher - Evercore ISI John Barnidge - Piper Sandler Jimmy Bhullar - JPMorgan Michael Ward - Citi Operator Ladies and gentlemen, thank you for standing by. And welcome to Prudential's Quarterly Earnings Conference Call.

Prudential Financial, Inc. (PRU) Q2 2024 Earnings Call Transcript

While the top- and bottom-line numbers for Prudential (PRU) give a sense of how the business performed in the quarter ended June 2024, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

Prudential (PRU) Q2 Earnings: How Key Metrics Compare to Wall Street Estimates

Prudential (PRU) came out with quarterly earnings of $3.39 per share, missing the Zacks Consensus Estimate of $3.43 per share. This compares to earnings of $2.94 per share a year ago.

Prudential (PRU) Misses Q2 Earnings Estimates

Insurer Prudential Financial reported a rise in second-quarter adjusted profit on Thursday, as its U.S. unit was boosted by stronger underwriting and higher investment returns.

Prudential Financial's adjusted Q2 profit rises on US unit strength

NEWARK, N.J.--(BUSINESS WIRE)--Prudential Financial, Inc. (NYSE: PRU) today reported second quarter results. Net income attributable to Prudential Financial, Inc. was $1.198 billion ($3.28 per Common share) for the second quarter of 2024, compared to $511 million ($1.38 per Common share) for the second quarter of 2023. After-tax adjusted operating income was $1.234 billion ($3.39 per Common share) for the second quarter of 2024, compared to $1.142 billion ($3.09 per Common share) for the second.

Prudential Financial, Inc. Announces Second Quarter 2024 Results

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Better pricing, exposure growth, accelerated digitalization and sturdy capital are expected to help ACGL, ALL, PRU and RGA outperform second-quarter earnings estimates.

4 Insurers Set to Outshine Estimates This Earnings Season

Prudential's (PRU) Q2 results are likely to reflect higher spread income, equity market appreciation and growth in indexed variable annuities, partially offset by lower underwriting results.

Will Prudential (PRU) Pull Off a Surprise in Q2 Earnings?

Beyond analysts' top -and-bottom-line estimates for Prudential (PRU), evaluate projections for some of its key metrics to gain a better insight into how the business might have performed for the quarter ended June 2024.

What Analyst Projections for Key Metrics Reveal About Prudential (PRU) Q2 Earnings

NEW YORK, NY / ACCESSWIRE / July 25, 2024 / Levi & Korsinsky informs shareholders that a settlement has been reached in the pending class action lawsuit against Prudential Financial, Inc. (NYSE: PRU). The settlement provides for a fund of $35,000,000 to benefit class members.

Looming Deadline - Levi & Korsinsky Encourages Shareholders of Prudential Financial, Inc. (PRU) to File a Share in Class Action Recovery

Prudential (PRU) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Prudential (PRU) Reports Next Week: Wall Street Expects Earnings Growth

NEW YORK, NY / ACCESSWIRE / July 18, 2024 / Levi & Korsinsky informs shareholders that a settlement has been reached in the pending class action lawsuit against Prudential Financial, Inc. (NYSE:PRU). The settlement provides for a fund of $35,000,000 to benefit class members.

Deadline Approaching for Receiving Share of Prudential Financial, Inc. (PRU) Recovery - Contact Levi & Korsinsky, LLP for Further Details

Prudential Financial (PRU) rallies on the back of improved spread income, strategic acquisitions, favorable variable investment income, strong underwriting results and a solid financial position.

Prudential Financial (PRU) Up 35.1% in a Year: More Room to Run?

CHICAGO--(BUSINESS WIRE)--PGIM Private Capital provided $7.5B of senior debt and junior capital to more than 130 middle-market companies and projects globally in 1H 2024.

PGIM Private Capital Provides $7.5B of Senior Debt and Junior Capital Globally in 1H 2024

PLEASANTON, Calif.--(BUSINESS WIRE)--Medallia Client Prudential Financial Earns Customer Experience Program Award.

Medallia Client Prudential Financial Earns Customer Experience Program Award

NEW YORK, NY / ACCESSWIRE / July 16, 2024 / Levi & Korsinsky informs shareholders that a settlement has been reached in the pending class action lawsuit against Prudential Financial, Inc. (NYSE:PRU). The settlement provides for a fund of $35,000,000 to benefit class members.

Prudential Financial, Inc. (PRU) Shareholders - L&K, LLP Encourages you to File a Claim Against the Settlement Fund Before Deadline

OKLAHOMA CITY--(BUSINESS WIRE)-- #FedermanSherwood--Federman & Sherwood Investigates Prudential Financial for Data Breach.

Federman & Sherwood Investigates Prudential Financial for Data Breach

PennyMac Mortgage Investment

WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--PennyMac Mortgage Investment Trust (NYSE: PMT) announced today the pricing of a private offering of secured term notes (the “Notes”) in an aggregate principal amount of $355 million issued by the Company's indirect subsidiary, PMT ISSUER TRUST – FMSR. The Notes mature on December 27, 2027 and were priced at SOFR + 2.75%. The majority of the Notes were placed with funds and accounts managed by PGIM Fixed Income, a Prudential Financial (NYSE: PRU) compan.

PennyMac Mortgage Investment Trust Announces Issuance of Term Notes Secured by Fannie Mae MSRs

NEWARK, N.J.--(BUSINESS WIRE)--Prudential Financial, Inc. (NYSE: PRU) will release its second quarter 2024 earnings on Thursday, August 1, 2024, after the market closes. The earnings news release, the financial supplement, and related materials will be posted on the company's Investor Relations website at investor.prudential.com. Members of Prudential's senior management will host a conference call on Friday, August 2, 2024, at 11:00 a.m. ET to discuss with the investment community the company'.

Prudential Financial, Inc. to Announce Second Quarter 2024 Earnings; Schedules Conference Call

NEWARK, N.J.--(BUSINESS WIRE)--Prudential Financial, Inc. (NYSE: PRU) today published its 13th consecutive annual Sustainability Report, providing a comprehensive overview of the company's efforts to deliver on its purpose and create sustainable value for the customers, clients, shareholders, employees and communities it serves. “A sustainable approach to doing business and serving our customers is a critical component of how Prudential is transforming into a higher growth, more capital efficie.

Prudential Financial releases 2023 Sustainability Report

NEWARK, N.J.--(BUSINESS WIRE)--Prudential Financial, Inc. (NYSE: PRU) announced today that Carmine Di Sibio has been elected to the Board of Directors as an independent director, effective July 1, 2024. He will serve on the Board's Audit Committee. Di Sibio recently retired as global chairman and chief executive of EY, one of the world's largest professional services organizations. He led EY's global strategy, through which the organization invested more than $10 billion in technology, solution.

News for Prudential Financial Stock (PRU)