Members

Revenue segments as reported by the company.

Lending

Technology Platform

Financial Services

Other

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Technology and product development

Sales and marketing

Cost of operations

General and administrative

Provision for credit losses

Goodwill impairment

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

SoFi Technologies

SoFi Technologies, Inc. operates as a financial technology company. The Company offers financial services platform for borrowing, saving, spending, and investing. SoFi Technologies serves customers in the United States.

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

SoFi reports record Q4 earnings, poised for continued growth

SoFi's exceptional performance in 2022, strong balance sheet, and strategic growth initiatives position the company for continued success.
While facing challenges such as market uncertainties and operational transitions, SoFi's focus on quality, growth, and innovation drives opportunities for expansion.
With a positive outlook for 2023, SoFi's emphasis on financial milestones, client relationships, and product diversification sets a solid foundation for future growth.
The company's achievements over the past five years reflect a commitment to excellence and innovation, reinforcing its position in the digital financial services sector.

SoFi Technologies excels in Q1, eyes growth in student loans

SoFi Technologies reported a stellar Q1 performance with record revenue and positive GAAP net income, driven by strong growth in key segments.
While facing challenges in managing loan margins and loss expectations, SoFi is well-positioned to capitalize on opportunities in product expansion and the student loan market.
Overall, SoFi's performance reflects operational excellence, financial strength, and a strategic focus on enhancing member experience and financial outcomes.

SoFi reports record Q2 earnings, eyes sustained growth opportunities

SoFi's Q2 performance reflects strong financial metrics, member growth, and revenue diversification, underlining a resilient business model.
While facing challenges in market dynamics and regulatory changes, SoFi's strategic focus on growth areas and operational efficiency presents opportunities for sustained success.
The earnings call highlighted SoFi's commitment to innovation, customer-centric strategies, and team-driven success, positioning the company for continued growth and market leadership.

SoFi reports record Q3 revenue and member growth, eyes profitability

SoFi's Q3 performance showcased strong revenue growth, improved margins across all segments, and significant member and product expansion. The company is focused on driving profitability, sustaining growth momentum, and capitalizing on opportunities in the financial services sector.

SoFi Technologies reports robust 2023 performance and eyes growth opportunities

SoFi Technologies delivered a strong performance in 2023, achieving profitability, robust member growth, and revenue diversification across its segments.
While facing challenges such as potential increased losses and marketing spend limitations, the company is well-positioned to capitalize on opportunities in loan demand and revenue growth.
By focusing on credit underwriting adjustments, margin expansion, and monitoring economic conditions, SoFi aims to maintain its competitive edge and drive long-term profitability.
Overall, SoFi's strategic investments in the Tech Platform and commitment to financial strength underscore its resilience and growth potential in the digital financial services landscape.

SoFi Technologies excels in Q1 2024, eyes growth opportunities

SoFi Technologies reported robust financial performance in Q1 2024, driven by strong revenue growth, member expansion, and positive contributions from various business segments. While facing challenges in the Lending segment, the company is well-positioned to capitalize on opportunities in deposit growth, brand awareness, and Credit Card business.

SoFi Technologies reports stellar Q2 results, eyes diversification for growth

SoFi Technologies had a standout Q2, demonstrating robust financial performance, strong member growth, and revenue records in key segments. While facing potential challenges in loan loss assumptions, the company is optimistic about its future prospects and growth opportunities.

SoFi reports record Q3 revenue, eyes growth in key sectors

SoFi Technologies demonstrated exceptional performance in Q3 2024, achieving record revenue and profitability milestones while focusing on innovation and customer acquisition.
The company's strengths lie in its robust revenue growth, expanding customer base, and strategic initiatives to drive sustained growth across key business segments.
Challenges include maintaining growth momentum, optimizing key business areas, and navigating external factors that could impact performance and profitability.
Amidst challenges, SoFi has ample opportunities to capitalize on key growth areas, drive innovation, and solidify its position in the competitive financial services landscape.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

SoFi Technologies, Inc. is a financial service platform, which engages in the provision of student loan refinancing options to the private student loan market. It offers home loans, personal loans, and credit cards. It operates through the following segments: Lending, Technology Platform, and Financial Services. The Lending segment includes personal loan, student loan, home loan products, and related servicing activities. The Technology Platform segment focuses on technology products and solutions revenue. The Financial Services segment includes the SoFi Money product, SoFi Invest product, SoFi Credit Card product, SoFi Relay personal finance management product, and other financial services such as lead generation and content for other financial services institutions. The company was founded in 2011 and is headquartered in San Francisco, CA.

SoFi Technologies primarily makes home loans, student loans, and personal loans.

SoFi Stock Analysis: Breaking Down the Loan Portfolio

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SoFi Technologies is creating a competitive advantage through superior technology for financial services.

What's Going On With SoFi Stock?

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The Secret Risk All SoFi Stock Investors Should Know

SoFi continues underperforming the wider market, thanks to the slower GAAP EPS profitability and the elevated short interest of 18.6%. Despite so, we are maintaining our Buy rating, thanks to its discounted valuations, growing deposit base/members, and accelerated top/bottom line growth compared to its peers. This is on top of SOFI's intensified efforts in the Lending and Financial Services segment and the higher for longer interest rate environment.

SoFi Technologies: Higher For Longer Is A Boon, Along With Fintech Diversification

SoFi's growing member base clearly signals its strong customer value proposition.

SoFi Stock Investors Have 8.1 Million Reasons to Cheer

SoFi has delivered two quarters with positive net income, and it's expecting more in the third quarter and the full year. Its shift into new services is picking up the slack from a slowdown in lending.

Should You Buy SoFi Stock While It's Below $7?

SoFi Technologies (NASDAQ: SOFI ) stock finds itself among many of the biggest underperformers this year, relative to the overall index. The fintech sector hasn't performed well and SoFi has certainly felt this pain, declining more than 25% year-to-date at the time of writing.

2 Solid Reasons to Buy SoFi Technologies (SOFI) Stock Now

SoFi is managing the business prudently in 2024, preparing for a macroeconomic slowdown in the U.S.

Does SoFi Stock Deserve a Spot in Your Portfolio?

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NEW YORK--(BUSINESS WIRE)--Templum, Inc. ("Templum"), the operating system for private markets and alternative assetsTM is pleased to announce that the company is working with SoFi, the all-in-one digital personal finance company, to expand everyday investor access to investment opportunities with its recent launch of Alternative Investments. “At SoFi, we spend every day working to empower our 8M+ members to get their money right so that they can achieve financial independence – and investing i.

SoFi and Templum Partner for Expanded Access to Alternative Assets

NEW YORK, May 14, 2024 (GLOBE NEWSWIRE) -- SoFi, a leading provider of thematic and income ETFs, today announced monthly distributions on the SoFi Enhanced Yield ETF (THTA).

SoFi Announces Monthly Distributions on $THTA (13.80%)

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Mizuho Securities analysts hosted meetings with the fintech's chief financial officer, and left feeling “as bullish as ever.”

SoFi Stock Has 70% Upside, Says a Bull

SoFi raised its earnings guidance for 2024 despite slower loan growth. The company has invested heavily in becoming a one-stop shop for customers' financial services needs.

SoFi Raised Its Earnings Forecast for 2024. Here's Why Its Growth Is So Strong.

SoFi reported a strong top-line gain in Q1, with positive earnings to boot. The growth of personal-lending activity might result in greater defaults for SoFi in the event of an economic downturn.

Should SoFi Stock Investors Worry About This Little-Known Risk?

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SoFi reported strong Q1 2024 earnings, beating revenue and EPS estimates and raising annual guidance. Despite positive results, the stock dropped 9.27% after earnings, and the decline continued into the following week. The company's diversified business and growth in other segments offset a decline in lending revenue.

SoFi's Diversification Strategy Pays Off: Here's Why You Should Buy The Dip

SoFi's Q1 earnings report showed a dip in adjusted net revenue, but their strategic expansion and strong growth in their member base suggest a promising future.

SoFi Technologies: Is This Sell-Off The Perfect Buying Opportunity?

SoFi is demonstrating steady revenue and profit growth in a heated fintech atmosphere. However, volatility in the company's quarterly results may have investors perplexed about the long-term prospects.

Should You Buy the Dip in SoFi Stock?

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SoFi Technologies (NASDAQ: SOFI ) stock is down 27% in 2024. That's a reversal from 2023, when it gained 116%.

News for SoFi Technologies Stock (SOFI)