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AFRM
Volume: 7.58M

Affirm (AFRM) Stock Forecast & Price Target

Affirm (AFRM) Analyst Ratings

Based on 24 analyst ratings
Buy
Strong Buy 42%
Buy 42%
Hold 17%
Sell 0%
Strong Sell 0%

Bulls say

Affirm Holdings reported a revenue of $1.12 billion in fiscal 2025, reflecting a year-over-year increase of 29.6%, surpassing both internal estimates and market consensus. The company's Gross Merchandise Volume (GMV) reached $13.8 billion, marking a 36.6% year-over-year growth, again exceeding expectations. Additionally, strong credit performance and potential access to a bank charter may lower funding costs, enhance profitability, and fuel accelerated growth in network revenue streams, contributing to a positive financial outlook for the company.

Bears say

Affirm Holdings operates in a highly competitive landscape, facing challenges related to customer retention and partnerships, which could adversely affect its growth trajectory. The company's guidance for fourth-quarter gross merchandise volume (GMV) is expected to fall short of consensus estimates, signaling potential weaknesses in demand and revenue generation. Additionally, the reliance on various funding sources poses risks, with any changes in funding terms or the inability to secure new sources likely to constrain Affirm's growth and profitability, coupled with the impact of high funding costs if its ILC application is delayed or rejected.

Affirm (AFRM) has been analyzed by 24 analysts, with a consensus rating of Buy. 42% of analysts recommend a Strong Buy, 42% recommend Buy, 17% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Affirm and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Affirm (AFRM) Forecast

Analysts have given Affirm (AFRM) a Buy based on their latest research and market trends.

According to 24 analysts, Affirm (AFRM) has a Buy consensus rating as of Apr 16, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $86.33, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $86.33, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Affirm (AFRM)

Volume: 7.58M

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