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ALRS
Volume: 153.71K
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ALRS Stock Forecast & Price Target

ALRS Analyst Ratings

Based on 4 analyst ratings
Hold
Strong Buy 0%
Buy 25%
Hold 75%
Sell 0%
Strong Sell 0%

Bulls say

Alerus Financial Corp experienced a significant increase in net interest margin (NIM), rising by 97 basis points to 3.20%, driven by changes in loan structures and lower deposit rates, indicating improved profitability. The company's total loans and deposits surged by 31.7% since September, bolstered by strong organic growth in key segments, suggesting a robust demand for its financial services. Additionally, core fee income grew by 9% quarter-over-quarter and branch sale gains accounted for a substantial portion of total revenue, reflecting a positive trajectory in Alerus Financial’s operational performance.

Bears say

Alerus Financial faces significant credit concerns primarily due to its reliance on one large credit relationship, which contributes to ongoing risks of rising credit costs amid potential economic deterioration in its operating geographies. The company's efficiency ratio is projected to decline to 67% by the fourth quarter of 2025, suggesting increasing difficulty in managing operational costs against its revenues. Additionally, a notable deterioration in key financial metrics, such as tangible book value and tangible common equity, along with challenges in leveraging newly raised capital, further exacerbate concerns regarding the company's ability to achieve sustainable growth in loan, fee income, and deposits.

ALRS has been analyzed by 4 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 25% recommend Buy, 75% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Alerus Financial Corp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Alerus Financial Corp (ALRS) Forecast

Analysts have given ALRS a Hold based on their latest research and market trends.

According to 4 analysts, ALRS has a Hold consensus rating as of Jul 2, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $23, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $23, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Alerus Financial Corp (ALRS)

Volume: 153.71K

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