
AMAL Stock Forecast & Price Target
AMAL Analyst Ratings
Bulls say
Amalgamated Financial Corp is demonstrating a positive outlook due to anticipated modest improvements in net interest margin (NIM) and sustainable net interest income levels, which indicate strong operational stability. The company's labor deposit base has shown impressive growth at a 10% compound annual growth rate (CAGR) since 2018, signaling robust customer engagement and market presence. Additionally, alignment of management incentives with growth in intangible book value, along with potential increases in the total payout ratio, underscores the company's commitment to enhancing shareholder value.
Bears say
Amalgamated Financial's stock faces a negative outlook primarily due to the company's strategic decision to deliberately slow growth as it nears the $10 billion asset threshold, which introduces additional regulatory burdens. Additionally, potential risks such as asset quality deterioration, heightened deposit betas, and reduced access to funding for green projects due to government freezes could adversely affect credit quality and overall bank valuations. While non-performing loans (NPLs) currently remain low, the potential for unforeseen impairments and liquidity risks heightens the uncertainty surrounding the bank’s financial stability.
This aggregate rating is based on analysts' research of Amalgamated Financial Corp and is not a guaranteed prediction by Public.com or investment advice.
AMAL Analyst Forecast & Price Prediction
Start investing in AMAL
Order type
Buy in
Order amount
Est. shares
0 shares