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ATLC
Volume: 179.04K
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Atlanticus Holdings (ATLC) Stock Forecast & Price Target

Atlanticus Holdings (ATLC) Analyst Ratings

Based on 8 analyst ratings
Buy
Strong Buy 38%
Buy 38%
Hold 25%
Sell 0%
Strong Sell 0%

Bulls say

Atlanticus Holdings Corp has demonstrated a robust financial performance, highlighted by a 17.0% quarter-over-quarter increase in net margin for Q4, reaching $117.5 million, which surpassed expectations due to lower interest expenses and stable growth in total core revenues. The company has successfully expanded its managed receivables by 2.7% quarter-over-quarter and 13% year-over-year, reflecting strong demand and its ability to capture market share in the financially underserved consumer credit market. Additionally, favorable macroeconomic trends have positively influenced the fair value of its assets, positioning Atlanticus for sustained growth as it plans further investments in technology and compliance to enhance operational efficiency.

Bears say

Atlanticus Holdings Corp has faced substantial liquidity challenges since the financial crisis, leading to a strategic downsizing and subsequent volatility in earnings. Despite a reported $2.725 billion in managed receivables for its Credit as a Service segment, this figure fell short of forecasts and raises concerns about potential collectability issues and the overall sustainability of revenue. Additionally, the company is exposed to significant risks, including economic slowdowns and fluctuating interest rates, which could further hinder its earnings outlook.

Atlanticus Holdings (ATLC) has been analyzed by 8 analysts, with a consensus rating of Buy. 38% of analysts recommend a Strong Buy, 38% recommend Buy, 25% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Atlanticus Holdings and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Atlanticus Holdings (ATLC) Forecast

Analysts have given Atlanticus Holdings (ATLC) a Buy based on their latest research and market trends.

According to 8 analysts, Atlanticus Holdings (ATLC) has a Buy consensus rating as of Jul 2, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $59.38, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $59.38, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Atlanticus Holdings (ATLC)

Volume: 179.04K

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