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BANC
Volume: 2.28M
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BANC Stock Forecast & Price Target

BANC Analyst Ratings

Based on 19 analyst ratings
Buy
Strong Buy 26%
Buy 37%
Hold 37%
Sell 0%
Strong Sell 0%

Bulls say

Banc of California Inc. demonstrated strong financial performance with a 4.3% increase in held-for-investment (HFI) loan balances, significantly exceeding expectations and reflecting robust borrower optimism heading into 2025. Additionally, the institution experienced a notable uptick in total deposits, rising by $363.6 million, which underscores its growing appeal to clients. Moreover, despite a slight increase in classified and nonperforming loans, the overall asset quality remains stable, with no anticipated losses, supporting a positive outlook for continued expansion in commercial lending.

Bears say

Banc of California's stock outlook is negatively influenced by a decline in new loan yields, which fell to 7.02% in the fourth quarter of 2024, a significant decrease tied to previous lender finance loan acquisitions. The company's exposure to a potential economic slowdown raises concerns about increased nonperforming assets and net charge-offs, which could adversely impact net interest income and overall earnings. Additionally, geographic concentration in California amplifies risks associated with a weakening real estate market, further complicating the outlook due to the potential for declining collateral values and slower loan growth.

BANC has been analyzed by 19 analysts, with a consensus rating of Buy. 26% of analysts recommend a Strong Buy, 37% recommend Buy, 37% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Banc of California and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Banc of California (BANC) Forecast

Analysts have given BANC a Buy based on their latest research and market trends.

According to 19 analysts, BANC has a Buy consensus rating as of Jul 2, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $16.58, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $16.58, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Banc of California (BANC)

Volume: 2.28M

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