
BETR Stock Forecast & Price Target
BETR Analyst Ratings
Bulls say
Better Home & Finance is attractive fundamentally because the proxy battle resolution around Vishal Garg should reduce governance uncertainty, restore leadership clarity, and refocus attention on execution, while a 90-day plan targets reconstituting the Board, expanding efficiency, and accelerating revenue. The company is also pushing annual cost savings from $45 million to $60 million through AI-driven workflows and third-party advisory support, with HELOC production targeted to reach $2 billion in quarterly combined volume. Further, progress on selling Birmingham Bank at 0.95x tangible net asset value could lift pro forma cash to $140 million, strengthening liquidity to fund core mortgage and HELOC growth.
Bears say
Better Home & Finance is burdened by a weak macro backdrop, as elevated mortgage rates and a frozen home lending market are already reducing conversion rates, delaying partner launches, and pressuring refinance demand, which drove Q2 refi volume down 36% q/q to $549M after a 239% y/y gain. Its fundamentals remain fragile because the company is still unprofitable on an adjusted EBITDA basis, is forecasting Q3 revenue of just $49M to $52M with adjusted EBITDA of -$18M to -$15M, and no longer expects breakeven by September. Competitive disadvantages versus larger originators, reliance on an originate-to-sell model with potentially narrower spreads, and uncertainty around the Birmingham Bank sale further weaken the path to positive cash flow.
This aggregate rating is based on analysts' research of Better Home & Finance Holding Co and is not a guaranteed prediction by Public.com or investment advice.
BETR Analyst Forecast & Price Prediction
Start investing in BETR
Order type
Buy in
Order amount
Est. shares
0 shares