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CATY
Volume: 355.17K
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CATY Stock Forecast & Price Target

CATY Analyst Ratings

Based on 9 analyst ratings
Hold
Strong Buy 11%
Buy 33%
Hold 44%
Sell 11%
Strong Sell 0%

Bulls say

Cathay General Bancorp has reported a positive outlook with anticipated deposit and loan growth of 3% to 4% for FY25, reflecting a strong demand for its diverse range of banking services aimed at the Chinese-American community. The company recently adjusted its earnings per share estimates upward for 2025 and 2026, highlighting improved net interest margins and an increase in fee income, reinforcing its financial health despite a small rise in core efficiency ratio. Additionally, the solid growth in core deposit balances and a favorable loan repricing trend are expected to contribute to further net interest margin expansion in the upcoming quarters.

Bears say

Cathay General Bancorp experienced a decline in loan yields, which decreased by 16 basis points to 6.19%, primarily due to a significant run-off of certificates of deposit amounting to $572.2 million. Additionally, the company faced a reduction in end-of-period deposits of $257.7 million, while loan growth remained stagnant despite increases in commercial real estate and construction loans, likely overshadowed by declines in single-family residential loans. Concerns about a weakening commercial real estate market may heighten default risks and negatively impact collateral values, further stressing the bank’s funding profile given the downward trend in securities yields, which fell by 17 basis points to 3.50%.

CATY has been analyzed by 9 analysts, with a consensus rating of Hold. 11% of analysts recommend a Strong Buy, 33% recommend Buy, 44% suggest Holding, 11% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Cathay General Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Cathay General Bancorp (CATY) Forecast

Analysts have given CATY a Hold based on their latest research and market trends.

According to 9 analysts, CATY has a Hold consensus rating as of Jul 4, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $46, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $46, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Cathay General Bancorp (CATY)

Volume: 355.17K

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