Revenue segments as reported by the company.

Net premiums earned

Net investment income

Net realized gains (losses)

Market risk benefits gains (losses)

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

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An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Losses and loss expenses

Policy benefits

Policy acquisition costs

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Amortization of purchased intangibles

Cigna integration expenses

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

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OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Chubb

ACE Limited is an insurance comany rebranded as Chubb after its acquisition of Chubb Corporation for $28.3 billion in cash and ACE stock.

Chubb Ltd. operates as a holding company, which engages in the provision of commercial and personal property and casualty insurance, personal accident and accident and health (A&H), reinsurance, and life insurance. It operates through the following segments: North America Commercial Property and Casualty (P&C) Insurance, North America Personal P&C Insurance, North America Agricultural Insurance, Overseas General Insurance, Global Reinsurance, and Life Insurance. The North America Commercial P&C Insurance segment that includes the business written by Chubb divisions that provide P&C insurance and services to large, middle market and small commercial businesses in the U.S., Canada, and Bermuda. The North America Personal P&C Insurance segment offers affluent and high net worth individuals and families with homeowners, high value automobile and collector cars, valuable articles, personal and excess liability, travel insurance, and recreational marine insurance and services. The North America Agricultural Insurance segment is involved in comprehensive multiple peril crop insurance (MPCI) and crop-hail insurance, and Chubb agribusiness. The Overseas General Insurance segment caters for both commercial and consumer P&C insurance and services in countries and territories outside of North America where the company operates. The Global Reinsurance segment covers reinsurance business. The Life Insurance segment focuses on its international life operations. The company was founded in 1882 and is headquartered in Zurich, Switzerland.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Chubb achieves record-breaking results in Q4 2022, eyes global growth

Chubb's Q4 2022 performance reflects exceptional financial strength and resilience, marked by record core operating income, underwriting results, and premium growth.
The company's strategic strengths lie in capital flexibility, competitive pricing, risk management expertise, and diversified revenue streams, positioning Chubb for sustainable growth.
While facing challenges from macro uncertainties and competitive pressures, Chubb's focus on innovation, organic growth, and digital transformation presents opportunities for future expansion and profitability.
Overall, Chubb's robust performance, strategic focus on key growth areas, and commitment to shareholder value creation underscore its resilience and potential for continued success in the market.

Chubb reports record Q1 earnings, eyes growth in Asia

Chubb delivered exceptional financial performance in Q1 2023, marked by record earnings, premium revenue growth, and strong operating income, underpinned by a robust balance sheet and strategic investments.
While facing challenges such as catastrophe losses and pricing dynamics, Chubb's diversified business portfolio, focus on operational efficiency, and growth initiatives position it well to capitalize on emerging opportunities.
With a solid foundation, growth prospects in key markets, and a commitment to innovation, Chubb remains poised for continued success and value creation for its shareholders in the evolving insurance landscape.

Chubb excels in Q2 2023 with record earnings and strategic growth

Chubb's Q2 2023 earnings call showcased outstanding performance, strong financial metrics, and strategic initiatives focused on organic growth and risk management.
While facing challenges related to specific claim categories and regulatory complexities, Chubb remains well-positioned to leverage opportunities in property insurance, market consolidation, and casualty lines.
Investors can be optimistic about Chubb's financial strength, operational efficiency, and growth prospects, underpinned by a solid foundation and a commitment to sustainable value creation.

Chubb excels in Q3 with record earnings and strategic growth

Chubb's Q3 2023 earnings call showcased strong financial performance, strategic ownership moves, and cautious expansion strategies, while addressing challenges in pricing environments and loss management.

Chubb (CB) reports record-breaking earnings, eyes growth amid challenges

Chubb's Q4 2023 earnings call showcases strong financial performance, robust underwriting conditions, and growth across key business segments. Management addresses challenges in the U.S. trucking industry and uncertainties in tax rates, while highlighting opportunities for growth and market stability in Asia.

Chubb excels in Q1 2024 with double-digit growth and disciplined underwriting

Chubb's Q1 2024 performance reflects a robust start to the year, driven by strong premium revenue growth and underwriting discipline. While facing challenges related to market volatility and post-COVID uncertainties, the company's focus on effective balance sheet management and premium growth through rate adequacy positions it well for the future.

Chubb reports robust Q3 earnings, eyes growth amid competitive markets

Chubb's Q3 2024 earnings call showcased a strong financial performance, with notable growth in core operating EPS, global P&C premium revenue, and core operating income. The company's emphasis on underwriting discipline and strategic growth initiatives bodes well for its future prospects amidst a competitive landscape.

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Cash from other sources

Net change in cash

Free cash flow

Chubb (CB) delivered earnings and revenue surprises of 2.86% and 15.23%, respectively, for the quarter ended March 2021. Do the numbers hold clues to what lies ahead for the stock?

Chubb (CB) Q1 Earnings and Revenues Top Estimates

Shares of Chubb (NYSE:CB) moved higher in after-market trading after the company reported Q1 results. Quarterly Results Earnings per share were down 5.97% over the past year to $2.52, which beat the estimate of $2.49.

Chubb: Q1 Earnings Insights

ZURICH, April 27, 2021 /PRNewswire/ -- Chubb Limited (NYSE: CB) today reported net income for the quarter ended March 31, 2021 of $2.30 billion, or $5.07 per share, compared with $252 million, or $0.55 per share, for the same quarter last year. Core operating income was $1.14 billion, or $2.52 per share, compared with $1.22 billion, or $2.68 per share, for the same quarter last year.

Chubb Reports First Quarter Per Share Net Income and Core Operating Income of $5.07 and $2.52, Respectively, Including Net Catastrophe Losses Per Share of $1.26 Versus $0.44 Prior Year; Consolidated Net Premiums Written Up 8.6%, with Commercial P&C Lines 

NEW YORK, April 22, 2021 /PRNewswire/ -- A new survey released today by Chubb finds that business travelers around the world believe the Covid-19 pandemic and related travel restrictions have negatively impacted their effectiveness on the job as well as the ability of their employers to develop business, serve clients and maintain business relationships. At the same time, business travelers report that they have personally missed traveling for work and leisure, and are eager to get back on the road.

Chubb Survey Finds Business Travelers Around the World Agree: Job Effectiveness Has Suffered from the Pandemic and Travel Restrictions

WHITEHOUSE STATION, N.J., April 22, 2021 /PRNewswire/ -- Chubb has pledged to sponsor the planting of 33,000 trees in 2021 as part of the American Forests American ReLeaf program.

Chubb Marks Fourteenth Year of Support for American Forests American ReLeaf Program with the Planting of 33,000 Trees

Hartford Financial Services Group

Chubb Ltd. issued a statement Thursday regarding the unsolicited buyout proposal it made to insurer Hartford Financial Services Group Inc. , saying it was "disappointed" that Hartford has not responded to any proposals. Hartford's stock slipped 1.0% in morning trading while Chubb's stock gained 1.1%.

Chubb 'disappointed' that Hartford decided not to respond to unsolicited buyout proposals

Chubb's (CB) Q1 earnings are likely to benefit from improved premiums, partially offset by higher benefits and expenses.

Chubb (CB) to Report Q1 Earnings: What's in the Offing?

NEW YORK, April 22, 2021 /PRNewswire/ -- Chubb Limited (NYSE: CB) issued the following statement today: We have believed that a consolidation of our two organizations, on terms that recognized The Hartford's fair value, would be financially and strategically compelling for both sets of shareholders. Nonetheless, The Hartford has chosen not to engage in response to any of our proposals.

Chubb Statement

LOS ANGELES, April 16, 2021 /PRNewswire/ -- Chubb has bestowed its Commercial Cornerstone designation on Monarch E&S, a division of Specialty Program Group / SPG Insurance Solutions in CA.     Of the approximately 3,600 insurance agencies and brokerages in North America that work with Chubb's commercial lines insurance businesses, fewer than 6 percent have earned the Cornerstone designation.

Monarch E&S, a division of Specialty Program Group / SPG Insurance Solutions in CA, awarded Chubb's Commercial Cornerstone Designation

Benchmark report provides meaningful insights and serves as an additional tool to help companies evaluate insurance limits and exposures against industry peers WHITEHOUSE STATION, N.J., April 14, 2021 /PRNewswire/ -- Chubb has released its annual Liability Limit Benchmark & Large Loss Profile report.

Chubb Releases Annual Liability Limit Benchmark & Large Loss Profile Report

Alignment of leadership to provide greater access to resources aimed at delivering a broad range of accident and health-related risk solutions WHITEHOUSE STATION, N.J., April 13, 2021 /PRNewswire/ -- Chubb has announced two leadership appointments in its North America Accident and Health (A&H) business that are intended to provide distribution partners and clients even greater access to A&H product offerings and resources.

Chubb Announces Leadership Appointments in its Accident and Health Business

WHITEHOUSE STATION, N.J., April 13, 2021 /PRNewswire/ -- Chubb has appointed Lyndsey Christofer as Executive Vice President, Construction Industry Practice Leader for its large account segment.

Chubb Appoints Lyndsey Christofer Construction Industry Practice Leader

Atmos Energy

ProShares S&P 500 Dividend Aristocrats ETF

Nucor

People's United Financial

SPDR S&P 500 ETF Trust

Components of the S&P 500 that have paid steadily increasing dividends for at least 25 years have outperformed the broader market over time. This article demonstrates that historic outperformance and lists the current Dividend Aristocrat constituents and their recent returns.

Dividend Aristocrat Performance: March 2021

ZURICH, April 1, 2021 /PRNewswire/ -- Chubb Limited (NYSE: CB) will hold its first quarter earnings conference call on Wednesday, April 28, 2021, beginning at 8:30 a.m. Eastern. The company expects to issue its first quarter earnings release and financial supplement after the market closes on Tuesday, April 27, 2021.

Chubb Limited to Hold its First Quarter Earnings Conference Call on Wednesday, April 28, 2021

WHITEHOUSE STATION, N.J., March 30, 2021 /PRNewswire/ -- Chubb has announced its second Virtual Large Account Client and Broker Engagement Event, April 19 – 21, to bring together its senior executives, clients and broker partners to discuss individual risk management needs, the newest Chubb data and insights, and overall industry developments.

Chubb To Host Second Virtual Large Account Client and Broker Engagement

NEW YORK, March 29, 2021 /PRNewswire/ -- Chubb Limited (NYSE: CB) today issued the following statement in response to the recent statement from The Hartford: As demonstrated ‎by our industry-leading returns and underwriting performance, we have created an unsurpassed franchise in the insurance industry and its most dynamic markets. We continue to have great confidence in our ability to capitalize on favorable commercial insurance market conditions.

Chubb Issues Statement in Response to The Hartford

Oxford Industries

Oxford Industries, Inc. (OXM) CEO Thomas Chubb on Q4 2020 Results - Earnings Call Transcript

WHITEHOUSE STATION, N.J., March 25, 2021 /PRNewswire/ -- Westchester, Chubb's wholesale excess and surplus insurance business, has appointed Dave Roberts Senior Vice President, Westchester Small Business.

Westchester, a Chubb Company, Names Dave Roberts Head of Westchester Small Business

After consultation with the insurance company's financial and legal advisors, The Hartford said in a statement that its board of directors determined that entering into discussions regarding a strategic transaction would "not be in the best interests of the company and its shareholders.".

The Hartford rejects Chubb's $23B buyout bid

Shares of Hartford Financial Services Group Inc. dropped 1.1% in premarket trading Tuesday, after the property and casualty insurer said it has rejected Chubb Ltd.'s unsolicited buyout bid.

Hartford Financial rejects Chubb's hostile buyout bid, stock falls

Chubb Ltd's $23.4 billion bid for Hartford Financial Services Group Inc would catapult it well up the rankings of U.S. property and casualty insurers, if it is willing to sweeten its offer enough to clinch the deal, equity analysts said.

Insurer Chubb needs to pay up to bulk up with Hartford

The insurance company Chubb Ltd. has offered a $23.2 billion cash and stock deal to acquire its rival Hartford Financial Services Group Ltd.

Chubb Makes $23 Billion Offer For Insurance Rival Hartford

Chubb has made an unsolicited offer of $65/share for Hartford, with Chubb expressing a desire to negotiate terms with Hartford's board. Hartford did not reject the overture to further discussions. Small commercial insurance is the one area where Chubb doesn't have much of a presence; it's a profitable segment, but it takes time and money to build the needed infrastructure.

Chubb Throws A Stag Party For Hartford Financial Services

Chubb Ltd., one of the nation's biggest, oldest and best-known property-casualty insurers, has made a preliminary proposal to acquire Hartford Financial Services Group Inc., another storied name in the industry.

The Wall Street Journal: Chubb looks to buy insurance rival Hartford

NEW YORK, March 18, 2021 /PRNewswire/ -- On March 11, Chubb Limited presented The Hartford with a proposal for a combination of our two companies that we believe would be strategically and financially compelling for both sets of shareholders and other constituencies. This proposal would value The Hartford at $65.00 per share and represents a premium of 26% based on its unaffected 20-day volume weighted average share price of $51.70 as of March 10, 2021.

News for Chubb Stock (CB)