
CFG Stock Forecast & Price Target
CFG Analyst Ratings
Bulls say
Citizens Financial Group has demonstrated robust financial performance, highlighted by a 46.4% surge in capital market fees in 2024 and an impressive 18% compound annual growth rate in revenue from this segment over the past decade. Management has increased the medium-term net interest margin target to 3.25%-3.50%, underlining its focus on profitability despite a projected noninterest expense increase of approximately 4% in 2025. Additionally, better-than-expected pre-tax, pre-provision net revenue trends and a 2.4% earnings per share beat indicate strong operational efficiency and positive growth trajectories in key areas such as capital markets and wealth management.
Bears say
Citizens Financial Group is facing a challenging financial outlook, with management projecting average loans to decline by approximately 2% to 3% in 2025, a trend influenced by a drop in the second half of 2024 and continued non-core run-off. Additionally, a forecasted decline in net interest income by 1.5% to 2.5% from the fourth quarter of 2024 to the first quarter of 2025 indicates pressures on revenue generation. If economic conditions deteriorate in its operating regions, the bank could experience increased credit costs and hindered organic growth, further exacerbating its financial challenges.
This aggregate rating is based on analysts' research of Citizens Financial Group and is not a guaranteed prediction by Public.com or investment advice.
CFG Analyst Forecast & Price Prediction
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