Revenue segments as reported by the company.

Net interest income

Non-interest income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Provision (benefit) for credit losses

Marketing

Operating expense

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Capital One

Capital One Financial Corp. operates as a financial holding company. The firm engages in the provision of financial products and services. It operates through the following segments: Credit Card, Consumer Banking and Commercial Banking. The Credit Card segment includes domestic consumer and small business card lending, and international card lending businesses. The Consumer Banking segment consists of branch-based lending and deposit gathering activities for consumers and small businesses. The Commercial Banking segment includes lending, deposit gathering and treasury management services to commercial real estate and commercial and industrial customers. The company was founded by Richard D. Fairbank on July 21, 1994, and is headquartered in McLean, VA.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Capital One reports robust Q4 earnings amidst sector challenges

Capital One delivered solid earnings performance driven by growth in the credit card and domestic car businesses.
Maintaining strong liquidity and capital ratios positions the company well for future opportunities.
Challenges in consumer and commercial banking require strategic adjustments to drive growth.
Opportunities lie in capital return strategies, targeted marketing efforts, and managing credit metrics effectively.

Capital One reports solid Q1 earnings amidst NIM pressure

Capital One's Q1 performance reflects solid earnings and deposit growth.
The company's strengths lie in digital capabilities, capital position, and credit trends.
Challenges include NIM pressure, regulatory impacts, and partnership uncertainties.
Opportunities exist in marketing focus, consumer banking, and payment innovation.

Capital One reports strong Q2 earnings, optimistic about growth

Capital One's Q2 2023 performance reflects strong earnings and growth in the Domestic Card business. While facing challenges in the Consumer Banking business and potential impact of regulatory proposals, the company remains optimistic about growth opportunities and the strength of the U.S. consumer. Investments in technology have led to cost efficiencies and positioned the company for future growth.

Capital One reports robust Q3 earnings amidst regulatory challenges

Capital One's Q3 performance reflects strong earnings and stable credit performance across segments.
The company faces challenges with rising delinquency rates and potential impacts of regulatory changes.
Opportunities lie in operational efficiencies, normalized lending margins, and growth in new accounts.
Overall, Capital One remains cautiously optimistic about future market opportunities and financial performance.

Capital One reports solid earnings amidst regulatory challenges and growth opportunities

Capital One delivered solid earnings performance with growth in loans and deposits, despite increased operating expenses.
While facing challenges from regulatory impacts and credit trends, the company is strategically positioning for growth opportunities.
By focusing on risk management, customer segments, and operational efficiency, Capital One aims to navigate uncertainties and drive sustained growth.

Capital One reports solid Q1 earnings, eyes growth opportunities

Capital One's Q1 performance reflects resilience amid revenue challenges, supported by strong risk management and capital position. While facing challenges in credit metrics and market conditions, the company eyes growth opportunities through strategic acquisitions and product launches.

Capital One reports solid Q2 earnings, eyes Discover acquisition

Capital One delivered a solid performance in Q2 2024, driven by strength in the Domestic Card business and strategic investments in marketing.
While facing challenges in Consumer Banking revenue and credit provisions, the company's strong financial foundation and pending acquisition of Discover offer growth opportunities.
Overall, Capital One's focus on market positioning, financial stability, and strategic acquisitions positions it well for future growth and value creation.

Capital One reports robust Q3 earnings amidst regulatory uncertainties

Capital One delivered strong financial performance in Q3 2024, driven by revenue growth and operational efficiency across key segments.
While facing challenges in certain banking segments and regulatory uncertainties, the company's strategic focus on innovation and market positioning remains a strength.
Opportunities for growth and market expansion exist through product innovation, regulatory adaptation, and leveraging existing operational strengths.

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Cost of revenue

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SG&A

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Change in stock

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Cash from other sources

Net change in cash

Free cash flow

Higher NII and fee income, robust loan balance and a decline in expenses support Capital One's (COF) Q3 earnings amid rising deposit costs and higher provisions.

Capital One (COF) Stock Up 5.3% on Q3 Earnings & Revenue Beat

Capital One Financial Corporation (NYSE:COF ) Q3 2023 Earnings Conference Call October 26, 2023 5:00 PM ET Company Participants Jeff Norris - SVP, Finance Andrew Young - CFO Richard Fairbank - Chairman & CEO Conference Call Participants Ryan Nash - Goldman Sachs Mihir Bhatia - Bank of America Arren Cyganovich - Citigroup Richard Shane - JPMorgan Donald Fandetti - Wells Fargo Sanjay Sakhrani - KBW Erika Najarian - UBS Dominick Gabriele - Oppenheimer Bill Carcache - Wolfe Research Operator Good day, and thank you for standing by. Welcome to Capital One Q3 2023 Earnings Call.

Capital One Financial Corporation (COF) Q3 2023 Earnings Call Transcript

The delinquency rate in Capital One's domestic card business continued to rise in the third quarter and has returned to its pre-pandemic level. The 30-day performing delinquency rate in the domestic card business was 4.3% during the quarter ended Sept.

Capital One Reports Delinquency Rate Back to Pre-Pandemic Level

Although the revenue and EPS for Capital One (COF) give a sense of how its business performed in the quarter ended September 2023, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

Capital One (COF) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates

Capital One (COF) came out with quarterly earnings of $4.45 per share, beating the Zacks Consensus Estimate of $3.27 per share. This compares to earnings of $4.20 per share a year ago.

Capital One (COF) Surpasses Q3 Earnings and Revenue Estimates

Capital One Financial on Thursday sailed past estimates for third-quarter profit as the consumer lender charged higher interest rates on loans, sending its shares up more than 4% in extended trading.

Capital One beats profit estimates on interest income boost

Capital One's (COF) interest income is expected to have improved in the third quarter of 2023 on higher interest rates.

NII, Fee Income to Support Capital One's (COF) Q3 Earnings

Realty Income Corp

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Rexford's dominate position should continue driving outsized dividend growth. Capital One is too cheap to ignore these days.

Prediction: These 3 Magnificent Dividend Growth Stocks Will Make Investors Richer by 2030

NEW YORK--(BUSINESS WIRE)-- #NYCWFF--47,000 passionate fans came out to EAT. DRINK. FEED NYC. during the 16th annual New York City Wine & Food Festival October 12-15.

47,000 Guests Celebrated the 16th Annual Food Network New York City Wine & Food Festival Presented by Capital One Hosted by God's Love We Deliver

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This Buffett holdings list from Kiplinger first appeared 8/21/23 on-line. Kiplinger, YCharts and Dogs of The Dow all track this Buffett/Berkshire batch. Here is your update from 10/17/23 YCharts data. 32 of 48 current Berkshire-Hathaway-owned-stocks pay dividends. As of 10/17/23 the top-ten ranged 3.05%-5.08% by annual-yield and 45 of 48 ranged 0.83% to 64.28% per broker-estimated target-price-upsides.

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5 Out of 6 Warren Buffett Bank Stocks Are Underperforming the S&P 500 in 2023 -- Which Are the Best Buys Now?

Capital One Financial stock trades down 45% from its peak in 2021. The consumer lender has a sizeable subprime customer base that saw delinquencies tick up in recent quarters.

4 Things You Need to Know If You Buy Capital One Financial Today

iHeartMedia

NEW YORK--(BUSINESS WIRE)--iHeartMedia announced today the lineup for the seventh annual “iHeartRadio ALTer EGO Presented by Capital One.” The biggest names in Alternative Rock will come together at the Honda Center in Anaheim on January 13, 2024 to celebrate the excitement and thrill of live Alternative Rock in front of music fans. The incredible lineup includes Paramore, The 1975, The Black Keys, Thirty Seconds to Mars, BUSH, Sum 41, Yellowcard, lovelytheband and The Last Dinner Party. iHeart.

iHeartMedia Brings Alternative Rock's Biggest Names Together Live for The 2024 “iHeartRadio ALTer EGO Presented By Capital One”

Is Capital One Financial (COF) a great pick from the value investor's perspective right now? Read on to know more.

Is Capital One Financial (COF) a Good Pick for Value Investors?

NEW YORK & SAO PAULO--(BUSINESS WIRE)--eB Capital, a leading Brazilian investment firm founded by Eduardo Sirotsky Melzer, Luciana Antonini Ribeiro and Pedro Parente, announces that Claure Group has acquired a significant stake in the firm. Following the investment, Marcelo Claure will join the firm as Vice Chairman and Managing Partner, and a member of the investment committee. Mr. Claure is a preeminent investor, operator and entrepreneur, and the founder and CEO of Claure Group, a global inv.

Claure Group Acquires Significant Stake in eB Capital, One of the Leading Alternative Investment Firms in Brazil

NEW YORK--(BUSINESS WIRE)-- #NYCWFF--New York's most renowned culinary Festival will take over the Big Apple next week when the Food Network New York City Wine & Food Festival presented by Capital One (NYCWFF) returns to celebrate its 16th anniversary on October 12-15, 2023. The Festival, which encompasses more than 80 events and is steadfast in its mission to EAT. DRINK. FEED NYC. while generating awareness for the host non-profit, God's Love We Deliver, the New York City metropolitan area's only pr.

Tickets Still Available to the 2023 Food Network New York City Wine & Food Festival Presented by Capital One

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Warren Buffett, the legendary investor and CEO of Berkshire Hathaway (NYSE: BRK-A , NYSE: BRK-B ), has a keen eye for value stocks that are poised for growth. In recent months, he has been selectively adding to positions in companies he believes are undervalued and have significant upside potential.

7 Stocks Warren Buffett Is Loading Up on Before They Soar

Capital One trades at an attractive valuation but faces risks from consumer credit trends, stress tests, and an uncertain economic environment. Provisions for credit losses are rising, and the bank may confront regulatory constraints on capital returns. The macroeconomic environment adds complications that could negatively impact credit performance, but earnings upside is possible due to higher interest rates and solid cost control.

Capital One: Macro Uncertainty Warrants Caution Despite Cheap Valuation

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These 7 Stocks Show How Warren Buffett Is Zigging While Most Investors Zag

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Higher interest rates, which were supposed to be a savior for the sector, have instead led to many problems.

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Discover

Goldman Sachs predicts credit card losses will continue to climb through the end of 2024 or early 2025 for most issuers.

Credit card losses are rising at the fastest pace since the Great Financial Crisis

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If any investor has stood the test of time, it is Warren Buffett, and with good reason.

As Interest Rates Explode Higher, 7 ‘Strong Buy' Warren Buffett Dividend Stocks Will Benefit Big Time

MCLEAN, Va. , Sept. 21, 2023 /PRNewswire/ -- On Thursday, October 26, 2023, at approximately 4:05 p.m.

Capital One Financial Corporation to Webcast Conference Call on Third Quarter 2023 Earnings

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If you're among the millions of investors concerned about where to put your money to work, undervalued Warren Buffett stocks to buy may be the place to focus on. Specifically, by aligning your portfolio with certain compelling individual holdings of Berkshire Hathaway (NYSE: BRK-B ), you might be able to get a leg up on market vagaries.

News for Capital One Stock (COF)