Revenue segments as reported by the company.

Net interest income

Non-interest income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Provision (benefit) for credit losses

Marketing

Operating expense

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Capital One

Capital One Financial Corp. operates as a financial holding company. The firm engages in the provision of financial products and services. It operates through the following segments: Credit Card, Consumer Banking and Commercial Banking. The Credit Card segment includes domestic consumer and small business card lending, and international card lending businesses. The Consumer Banking segment consists of branch-based lending and deposit gathering activities for consumers and small businesses. The Commercial Banking segment includes lending, deposit gathering and treasury management services to commercial real estate and commercial and industrial customers. The company was founded by Richard D. Fairbank on July 21, 1994, and is headquartered in McLean, VA.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Capital One reports robust Q4 earnings amidst sector challenges

Capital One delivered solid earnings performance driven by growth in the credit card and domestic car businesses.
Maintaining strong liquidity and capital ratios positions the company well for future opportunities.
Challenges in consumer and commercial banking require strategic adjustments to drive growth.
Opportunities lie in capital return strategies, targeted marketing efforts, and managing credit metrics effectively.

Capital One reports solid Q1 earnings amidst NIM pressure

Capital One's Q1 performance reflects solid earnings and deposit growth.
The company's strengths lie in digital capabilities, capital position, and credit trends.
Challenges include NIM pressure, regulatory impacts, and partnership uncertainties.
Opportunities exist in marketing focus, consumer banking, and payment innovation.

Capital One reports strong Q2 earnings, optimistic about growth

Capital One's Q2 2023 performance reflects strong earnings and growth in the Domestic Card business. While facing challenges in the Consumer Banking business and potential impact of regulatory proposals, the company remains optimistic about growth opportunities and the strength of the U.S. consumer. Investments in technology have led to cost efficiencies and positioned the company for future growth.

Capital One reports robust Q3 earnings amidst regulatory challenges

Capital One's Q3 performance reflects strong earnings and stable credit performance across segments.
The company faces challenges with rising delinquency rates and potential impacts of regulatory changes.
Opportunities lie in operational efficiencies, normalized lending margins, and growth in new accounts.
Overall, Capital One remains cautiously optimistic about future market opportunities and financial performance.

Capital One reports solid earnings amidst regulatory challenges and growth opportunities

Capital One delivered solid earnings performance with growth in loans and deposits, despite increased operating expenses.
While facing challenges from regulatory impacts and credit trends, the company is strategically positioning for growth opportunities.
By focusing on risk management, customer segments, and operational efficiency, Capital One aims to navigate uncertainties and drive sustained growth.

Capital One reports solid Q1 earnings, eyes growth opportunities

Capital One's Q1 performance reflects resilience amid revenue challenges, supported by strong risk management and capital position. While facing challenges in credit metrics and market conditions, the company eyes growth opportunities through strategic acquisitions and product launches.

Capital One reports solid Q2 earnings, eyes Discover acquisition

Capital One delivered a solid performance in Q2 2024, driven by strength in the Domestic Card business and strategic investments in marketing.
While facing challenges in Consumer Banking revenue and credit provisions, the company's strong financial foundation and pending acquisition of Discover offer growth opportunities.
Overall, Capital One's focus on market positioning, financial stability, and strategic acquisitions positions it well for future growth and value creation.

Capital One reports robust Q3 earnings amidst regulatory uncertainties

Capital One delivered strong financial performance in Q3 2024, driven by revenue growth and operational efficiency across key segments.
While facing challenges in certain banking segments and regulatory uncertainties, the company's strategic focus on innovation and market positioning remains a strength.
Opportunities for growth and market expansion exist through product innovation, regulatory adaptation, and leveraging existing operational strengths.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Discover

Capital One (NYSE: COF) announced last week that it had received approval from the Office of the Delaware State Bank Commissioner on Wednesday to acquire Discover Financial. This is seen as one of the key regulatory hurdles in the all-stock merger valued at $35.3 billion which was announced back in February.

Capital One - Discover Merger A Done Deal?

American Express

Citigroup

Warren Buffett appears to be on track to beat the S&P 500 again in 2024, but not by much. Berkshire Hathaway's shares are up year-to-date only around 3% more than the S&P.

These 3 Warren Buffett Dividend Stocks Have Trounced the Market This Year. Can They Do It Again in 2025?

MCLEAN, Va.--(BUSINESS WIRE)--On Tuesday, January 21, 2025, at approximately 4:05 p.m. Eastern Time, Capital One Financial Corporation (NYSE: COF) will release its fourth quarter 2024 earnings results. Additionally, the company will host a conference call at 5:00 p.m. Eastern Time to review financial and operating performance for the quarter ending December 31, 2024. The call will be webcast live and the earnings release will be available on the company's homepage at www.capitalone.com. A repla.

Capital One Financial Corporation to Webcast Conference Call on Fourth Quarter 2024 Earnings

Whether you're a value, growth, or momentum investor, finding strong stocks becomes easier with the Zacks Style Scores, a top feature of the Zacks Premium research service.

Here's Why Capital One (COF) is a Strong Value Stock

Capital One said Thursday (Dec. 19) that its previously announced acquisition of Discover Financial Services has moved another step toward completion by receiving approval from the Office of the Delaware State Bank Commissioner. The bank received that approval Wednesday (Dec. 18), it said in a Thursday press release.

Capital One: Delaware's Approval Moves Discover Acquisition Closer to Completion

MCLEAN, Va.--(BUSINESS WIRE)--Capital One (NYSE: COF) announced today that it received approval from the Office of the Delaware State Bank Commissioner on December 18, 2024, to complete its previously announced acquisition of Discover Financial Services (NYSE: DFS) and its subsidiary bank, Discover Bank, which is a Delaware-chartered bank. Both companies have long-standing commitments to Delaware and to the region, and this approval represents an important step toward the completion of the merg.

Capital One Receives Approval of Delaware State Bank Commissioner for Acquisition of Discover Financial Services

Mr. Cooper Group Inc

Enova Int.

Consumer loan stocks like ENVA, COOP and COF make a solid pick as the Fed continues to lower interest rates in 2025.

3 Consumer Loan Stocks to Buy as Fed Plans to Lower Rates in 2025

Open Lending Corp

Investors interested in Financial - Consumer Loans stocks are likely familiar with Capital One (COF) and Open Lending (LPRO). But which of these two stocks is more attractive to value investors?

COF or LPRO: Which Is the Better Value Stock Right Now?

MCLEAN, Va. & RIVERWOODS, Ill.--(BUSINESS WIRE)--Capital One Financial Corporation (NYSE: COF) and Discover Financial Services (NYSE: DFS) today announced that each company intends to hold a special meeting of stockholders on February 18, 2025 for the companies' respective common stockholders to consider and vote on Capital One's acquisition of Discover and related matters. The boards of directors of Capital One and Discover have each fixed the close of business on December 27, 2024 as the reco.

Capital One and Discover Announce Special Meetings of Stockholders to Be Held on February 18, 2025

Here's Why Capital One (COF) is a Strong Momentum Stock

Why Capital One (COF) is a Top Value Stock for the Long-Term

Bread Financial Holdings Inc

JPMorgan Chase & Co

Synchrony Financial

Banks that issue credit cards used by millions of consumers raised interest rates and introduced new fees in response to an impending regulation that most experts believe will never take effect. Synchrony and Bread Financial have said that the moves were necessary after the Consumer Financial Protection Bureau in March announced a rule slashing what the industry can charge in late fees.

Banks hit credit card users with higher rates in response to regulation that may never arrive

Bank stocks could be one of the biggest beneficiaries of the Federal Reserve's rate cuts, which are widely expected to continue for at least the next couple of years. They could also benefit from the loosening regulatory environment and lower corporate tax rates that could come with the incoming presidential administration.

The Smartest Bank Stock to Invest $500 In Right Now

Charter Communications

Mastercard

Warren Buffett and Ken Griffin share a few things in common. First, they're both billionaires and highly respected investors.

Billionaire Ken Griffin Is Buying These Warren Buffett Stocks Hand Over Fist. Should You?

Apple

Bank of America

Floor & Decor Holdings

When the biggest minds on Wall Street decide to make a significant move in their portfolios, retail investors better pay attention and attempt to reverse engineer the thinking and reasoning behind these moves. Today, investors can look at the recent 13-F filings from the Oracle of Omaha himself, Warren Buffett.

Why Warren Buffett Is Selling: A Look at His Latest Market Moves

Plains GP Hlds

Reinsurance Group of America

The ultimate goal of a business is to generate cash for its shareholders. Investors often consider net income the “bottom line” of a business, indicating how much profit it makes.

3 Stocks Generating a Ridiculous Amount of Cash

The Zacks Style Scores offers investors a way to easily find top-rated stocks based on their investing style. Here's why you should take advantage.

Why Capital One (COF) is a Top Momentum Stock for the Long-Term

Bank stocks could be big winners over the next few years, and here are some that look especially interesting.

2 Top Bank Stocks to Buy Right Now

Louisiana-Pacific

T-Mobile US

The Oracle of Omaha and his team sold more than $36 billion worth of stocks in the September-ended quarter.

Prediction: 3 Stocks Warren Buffett Is Still Selling, in Addition to Apple and Bank of America

Main Street Capital

Main Street Capital offers a compelling 6% yield with 80% return potential over five years, driven by economic growth, higher interest rates, and strategic liquidity management. Stronger-than-expected GDP growth in 2025, fueled by AI spending and small business optimism, could significantly boost MAIN's earnings and investment opportunities. MAIN's internally managed structure, high-quality loan portfolio, and ability to raise capital at a premium to NAV position it for robust long-term growth.

Main Street Capital: One Of The Best Post-Trump Victory Blue Chips You Can Buy Today

SPDR S&P Bank ETF

Charles Schwab

Regulatory change takes time, but Trump can make several moves immediately to gain control of bank supervision and M&A approval.

How Trump will transform banking regulation — even with Powell at the Fed

Ally Financial

Huntington Bancshares

SPDR S&P Regional Banking ETF

Citizens Financial, Ally Financial, Capital One, Huntington Bancshares, and M&T Bancorp are cheap bank stocks that look like buys, says Citi.

4 Regional Bank Stocks Set to Rise Under Trump

Wells Fargo

As indicated by the rise in US bank shares after Donald Trump was declared victor in the race for the White House, the outlook for the banking sector is looking brighter, including a new swathe of industry consolidation For a start, a higher terminal interest rate from the Federal Reserve is likely, with 3.75-4.00% possible at the end of 2025, the UBS analysts said, 100 basis points higher than was priced in a month ago. This suggests a "reset" in net interest income (NII) forecasts for 2025 is needed, but could impact tangible book value (TBV) growth due to unrealized losses in their balance sheets due to declining values in bonds held for sale.

Wave of US bank mergers predicted after Trump win

Albertsons Companies

Cleveland-Cliffs

Kroger

United States Steel

Donald Trump's re-election and his call to cut government regulation on Wednesday helped boost shares of companies hoping to get regulatory approval for their mergers.

Shares of Companies with Big Merger Plans Jump After Trump Election

Visa

Bank stocks soared after Donald Trump won the U.S. presidential election on expectations of an easier regulatory backdrop.

News for Capital One Stock (COF)