
Customers Bancorp (CUBI) Stock Forecast & Price Target
Customers Bancorp (CUBI) Analyst Ratings
Bulls say
Customers Bancorp Inc. has demonstrated a robust performance, with net interest margin (NIM) increasing by 5 basis points quarter-over-quarter to 3.11%, surpassing expectations and contributing to a net interest income (NII) of $168 million, marking a 6% rise linked to the previous quarter. The bank achieved notable loan growth of 4.3%, driven by significant increases in key sectors such as multi-family and commercial real estate, alongside a substantial reduction in deposit costs. Additionally, the favorable shifts in the regulatory environment surrounding digital assets are enhancing the company's market position and are expected to support positive earnings per share (EPS) growth in the upcoming years, particularly in 2025 and 2026.
Bears say
Customers Bancorp Inc. faces significant challenges primarily due to potential declines in earnings power stemming from a faster repricing of assets compared to liabilities, particularly if interest rates fall. The bank also contends with increasing risks including potential credit cost hikes driven by a weakening economic climate, decreased loan demand, and pressure on net interest margins. Additionally, the presence of regulatory issues affecting the company's operational flexibility further exacerbates its risk profile, potentially leading to higher costs and volatility in earnings.
This aggregate rating is based on analysts' research of Customers Bancorp and is not a guaranteed prediction by Public.com or investment advice.
Customers Bancorp (CUBI) Analyst Forecast & Price Prediction
Start investing in Customers Bancorp (CUBI)
Order type
Buy in
Order amount
Est. shares
0 shares