Revenue segments as reported by the company.

Workforce Solutions

U.S. Information Solutions

International

Global Consumer Solutions

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Gross Margin

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Selling, general and administrative expenses

Depreciation and amortization

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Equifax

Equifax, Inc. engages in the provision of information solutions and human resources business process outsourcing services. It operates through the following business segments: U.S. Information Solutions, Workforce Solutions and International. The U.S. Information Solutions segment includes consumer and commercial information services, mortgage loan origination information, financial marketing services, and identity management. The Workforce Solutions segment covers employment, income, and social security number verification services as well as complementary payroll-based transaction and employment tax management services. The International segment offers information, technology, and services to support debt collections and recovery management in Canada, Europe, Latin America and Asia Pacific. The company was founded by Cator Woolford and Guy Woolford in 1899 and is headquartered in Atlanta, GA.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Equifax reports strong Q4 earnings, eyes margin expansion in 2023

Equifax delivered strong earnings in Q4 2022, focusing on non-mortgage revenue growth and cost-saving initiatives. The company aims to expand margins, complete cloud transformation, and drive above-market revenue growth. Despite challenges in the mortgage market, Equifax is optimistic about future growth opportunities.

Equifax reports resilient Q1 performance amidst market challenges

Equifax delivered a strong quarter despite challenges in the U.S. mortgage market, focusing on margin expansion and growth opportunities.
The company's strategic initiatives in data transformation and new product offerings position it for future success.
While facing uncertainties like inflation and regulatory changes, Equifax remains committed to driving shareholder value.
Equifax's performance highlights resilience and adaptability in navigating market dynamics and leveraging technological advancements.

Equifax reports solid Q2 performance amidst market challenges and growth opportunities

Equifax's Q2 performance reflects strength in revenue generation and margin improvement, despite challenges in the mortgage market and competitive landscape.
The company is focused on leveraging acquisitions, cloud capabilities, and new products to achieve revenue targets and drive growth in key segments.
Opportunities lie in AI utilization, market recovery, and revenue acceleration, while challenges include market uncertainties and competition in verification services.

Equifax reports resilient Q3 performance amidst mortgage market challenges

Equifax navigated challenges in the U.S. mortgage market to deliver solid financial performance and maintain focus on growth strategies.
The company's emphasis on cost reduction, cloud transformation, and new product offerings positions it well for future opportunities and margin improvement.
Despite headwinds, Equifax's diversified revenue streams and strong market position showcase resilience and potential for sustained growth.
Strategic responses to market dynamics, leveraging historical data, and focusing on customer needs highlight Equifax's proactive approach to driving revenue growth.

Equifax projects revenue growth and margin expansion in 2024

Equifax's strong performance in 2023 sets the stage for continued growth in 2024, with a focus on revenue expansion and margin improvement. The company aims to leverage its cloud migration progress and cost-saving initiatives to drive profitability. Challenges in USIS margins and subprime delinquencies require strategic management.

Equifax surpasses Q1 revenue expectations, eyes AI innovation for growth

Equifax's Q1 2024 performance reflects strong revenue growth, exceeding guidance and showcasing stability in its long-term outlook.
While facing challenges in the mortgage market and price sensitivity, Equifax's strategic strengths and opportunities position it for future growth.
Maintaining positive consumer outlook, leveraging AI innovation, and focusing on margin expansion are key strategies for Equifax's growth trajectory.
Navigating uncertainties and seizing opportunities in digital mortgage trends and cloud transformation are critical for Equifax's continued success.

Equifax surpasses Q3 expectations with strong revenue growth and margins

Equifax's Q3 performance exceeded expectations, driven by strong revenue growth and margin expansion across segments.
The company's focus on cloud transformation, new product innovation, and strategic acquisitions positions it for continued success.
Challenges include managing credit health monitoring and sustaining growth amidst market dynamics.
Opportunities lie in mortgage revenue expansion, government vertical growth, and leveraging excess cash flow for shareholder returns.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

ATLANTA, March 24, 2021 /PRNewswire/ --  Equifax ® (NYSE: EFX) announced today that it has closed the acquisition of i2verify, an income and employment verification provider.  With this acquisition, Equifax expands its suite of automated verification capabilities and brings incremental efficiencies to both consumers and credentialed verifiers.

Equifax Announces Acquisition of i2verify

ATLANTA, March 17, 2021 /PRNewswire/ --  Equifax ® (NYSE: EFX) announced Julia Houston as Chief Strategy and Marketing Officer, expanding her current scope to include leadership of  global Marketing where she will be responsible for ensuring strong alignment with the company's strategy, working closely with the business units and global regions. This expansion of Houston's role unlocks synergies and efficiencies that support the company's strategy to bring new products, innovation and capabilities to customers, partners and consumers around the world.

Equifax Names Julia Houston Chief Strategy and Marketing Officer

Survey indicates consumers expect lenders to do more to protect them from fraud Survey indicates consumers expect lenders to do more to protect them from fraud

ClearPro™ aims to build consumer trust and fight fraud within the mortgage industry

ATLANTA, March 15, 2021 /PRNewswire/ -- Continuing to expand the benefits of automated verifications to small and medium businesses and their employees, Equifax Inc. (NYSE: EFX) announced a new integration for The Work Number® database with PrimePayⓇ, a payroll service and human capital management (HCM) provider. The integration will help automate the transfer of information required for verifications of income and employment supporting a more accelerated decision process for consumers.

Equifax Workforce Solutions Launches New Integration with Pennsylvania-Based Payroll and HR Solution Provider PrimePay

ATLANTA, March 9, 2021 /PRNewswire/ -- Equifax ® (NYSE: EFX) announced today that it has closed the acquisition of HIREtech, a technology-focused human capital management (HCM) and employer tax incentive firm. With this acquisition, Equifax expands the Workforce Solutions' portfolio with the HIREtech suite of products, accelerating offerings for both employer and verification services.

Equifax Announces Acquisition of HIREtech

ATLANTA, March 4, 2021 /PRNewswire/ -- Equifax® (NYSE: EFX) today announced a new Commercial Real Estate (CRE) Tenant Risk Assessment product suite designed to help asset managers and bankers better build, manage and maintain CRE portfolios. Built on Equifax commercial credit data, the...

Equifax Introduces Commercial Real Estate Tenant Risk Assessment Product Suite

Overall Consumer Debt Climbs due to Increased Mortgage Activity Overall Consumer Debt Climbs due to Increased Mortgage Activity

‘New Normal' Looms for Canadians with COVID-19 Deferral Programs Ending

The trend toward the digital-first economy over the past year has meant that all businesses have become omnichannel by necessity. And after this flood of online commerce in the wake of the pandemic, one of the consequences may be a deluge of chargebacks.

Equifax Battles The Chargeback Deluge With AI And Digital ID

ATLANTA, March 2, 2021 /PRNewswire/ -- Equifax® (NYSE:EFX) is addressing the needs of mortgage and home equity lenders in a competitive marketplace. The new Equifax Ignite® Lost Sales Analysis solution leverages the power of the Equifax cloud to provide the differentiated data, actionable...

Equifax Brings Power of Cloud to New Lost Sales Analysis Solution for Mortgage and Home Equity Lenders

Consumers encouraged to check their credit reports to help spot identity theft

Spending more time online due to COVID-19, Canadians feel increasingly vulnerable to fraudsters

Airbnb

Alibaba

Aptiv Holdings Ltd

Generation Investment Management, which former vice president Al Gore co-founded and chairs, bought Alibaba, Airbnb, and Equifax stock, and sold most of its stake in Aptiv in the fourth quarter.

Al Gore's Investment Firm Bought Alibaba and Airbnb Stock. Here's What It Sold.

Air Lease

Axon Enterprise

GrafTech International Ltd.

Generac Holdings

Huntington Ingalls Industries

Kirby

AMERCO

United Rentals

These are the industrial stocks with the best value, fastest growth, and most momentum for March.

Top Industrial Stocks for March 2021

Baxter

Illumina

Generation Investment Management, the firm co-founded by Al Gore (Trades, Portfolio) and David Blood, disclosed this month that its top four buys during the fourth quarter of 2020 included a new position in Alibaba Group Holding Ltd. (NYSE:BABA) and boosts to its Equifax Inc. (NYSE:EFX), Baxter International Inc. (NYSE:BAX) and Illumina Inc. (NASDAQ:ILMN) holdings.

Top 4 4th-Quarter Buys of Al Gore's Generation Investment Management

FedEx

Ingersoll-Rand

Companies that will benefit the most include FedEx, Ingersoll Rand, Generac and Equifax.

MarketWatch Premium: These select industrial companies are expected to increase sales in 2021 from pre-pandemic levels

Synergies from acquisitions, product innovation and continued general consumer credit activity should keep up driving Equifax's (EFX) revenues over the long run.

Equifax (EFX) Rides on Product Innovation Amid Debt Woes

ATLANTA, Feb. 18, 2021 /PRNewswire/ -- With remote work taking a firm foothold in 2020 and expected to continue in 2021, Equifax (NYSE: EFX) has continued to focus on specialized software solutions for HR teams. Its award-winning I-9 AnywhereⓇ product uses guided experiences and a network...

Equifax Workforce Solutions Expands I-9 Completer Network to Aid Remote Onboarding Needs

Equifax has closed on its purchase of fraud prevention and digital ID firm Kount following the Jan. 8, 2021, announcement of a definitive deal to acquire the company, according to a press release. Equifax grows its global footprint in digital identity and fraud prevention offerings with the purchase, letting international companies use the power of […]

Equifax Completes Purchase Of Kount

Equifax Inc. (EFX) CEO Mark Begor on Q4 2020 Results - Earnings Call Transcript

Equifax's results showed that the pandemic has boosted demand for online data and services – particularly verification services, which soared 70 percent year on year. In terms of headline data, the company's adjusted earnings per share came in at $2, which beat the consensus of about $1.83, and where revenues of $1.1 billion were 3 percent […]

Equifax Verification Services Revenues Soar 70 Percent

Equifax (EFX) fourth-quarter 2020 earnings and revenues increase year over year.

Equifax (EFX) Surpasses Q4 Earnings & Revenue Estimates

Global credit reference agency Equifax has acquired data analytics provider  AccountScore , which provides lenders with access to customer bank data via open banking,  per Finextra.

Equifax buys open banking partner as UK credit bureaus incorporate more financial data into credit scoring

ATLANTA, Feb. 11, 2021 /PRNewswire/ -- Equifax® (NYSE: EFX) announced today that it has closed the acquisition of Kount, a provider of Artificial Intelligence (AI)-driven fraud prevention and digital identity solutions. The definitive agreement to acquire Kount was announced on January 8,...

Equifax Closes Acquisition of Kount

Equifax (EFX) delivered earnings and revenue surprises of 9.29% and 2.96%, respectively, for the quarter ended December 2020. Do the numbers hold clues to what lies ahead for the stock?

Equifax (EFX) Q4 Earnings and Revenues Beat Estimates

Equifax Inc. shares fell 1.5% in the extended session Wednesday after the consumer credit reporting agency reported fourth-quarter earnings that were above Wall Street expectations. Equifax said it earned $74.5 million, or 61 cents a share, in the quarter, compared with $15.8 million, or 13 cents a share, in the year-ago period.

Equifax tops Wall Street views for Q4

Shares of Equifax (NYSE:EFX) fell in after-market trading after the company reported Q4 results. Quarterly Results Earnings per share increased 1438.46% year over year to $2.00, which beat the estimate of $1.83.

News for Equifax Stock (EFX)