Revenue segments as reported by the company.

Workforce Solutions

U.S. Information Solutions

International

Global Consumer Solutions

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Gross Margin

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Selling, general and administrative expenses

Depreciation and amortization

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Equifax

Equifax, Inc. engages in the provision of information solutions and human resources business process outsourcing services. It operates through the following business segments: U.S. Information Solutions, Workforce Solutions and International. The U.S. Information Solutions segment includes consumer and commercial information services, mortgage loan origination information, financial marketing services, and identity management. The Workforce Solutions segment covers employment, income, and social security number verification services as well as complementary payroll-based transaction and employment tax management services. The International segment offers information, technology, and services to support debt collections and recovery management in Canada, Europe, Latin America and Asia Pacific. The company was founded by Cator Woolford and Guy Woolford in 1899 and is headquartered in Atlanta, GA.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Equifax reports strong Q4 earnings, eyes margin expansion in 2023

Equifax delivered strong earnings in Q4 2022, focusing on non-mortgage revenue growth and cost-saving initiatives. The company aims to expand margins, complete cloud transformation, and drive above-market revenue growth. Despite challenges in the mortgage market, Equifax is optimistic about future growth opportunities.

Equifax reports resilient Q1 performance amidst market challenges

Equifax delivered a strong quarter despite challenges in the U.S. mortgage market, focusing on margin expansion and growth opportunities.
The company's strategic initiatives in data transformation and new product offerings position it for future success.
While facing uncertainties like inflation and regulatory changes, Equifax remains committed to driving shareholder value.
Equifax's performance highlights resilience and adaptability in navigating market dynamics and leveraging technological advancements.

Equifax reports solid Q2 performance amidst market challenges and growth opportunities

Equifax's Q2 performance reflects strength in revenue generation and margin improvement, despite challenges in the mortgage market and competitive landscape.
The company is focused on leveraging acquisitions, cloud capabilities, and new products to achieve revenue targets and drive growth in key segments.
Opportunities lie in AI utilization, market recovery, and revenue acceleration, while challenges include market uncertainties and competition in verification services.

Equifax reports resilient Q3 performance amidst mortgage market challenges

Equifax navigated challenges in the U.S. mortgage market to deliver solid financial performance and maintain focus on growth strategies.
The company's emphasis on cost reduction, cloud transformation, and new product offerings positions it well for future opportunities and margin improvement.
Despite headwinds, Equifax's diversified revenue streams and strong market position showcase resilience and potential for sustained growth.
Strategic responses to market dynamics, leveraging historical data, and focusing on customer needs highlight Equifax's proactive approach to driving revenue growth.

Equifax projects revenue growth and margin expansion in 2024

Equifax's strong performance in 2023 sets the stage for continued growth in 2024, with a focus on revenue expansion and margin improvement. The company aims to leverage its cloud migration progress and cost-saving initiatives to drive profitability. Challenges in USIS margins and subprime delinquencies require strategic management.

Equifax surpasses Q1 revenue expectations, eyes AI innovation for growth

Equifax's Q1 2024 performance reflects strong revenue growth, exceeding guidance and showcasing stability in its long-term outlook.
While facing challenges in the mortgage market and price sensitivity, Equifax's strategic strengths and opportunities position it for future growth.
Maintaining positive consumer outlook, leveraging AI innovation, and focusing on margin expansion are key strategies for Equifax's growth trajectory.
Navigating uncertainties and seizing opportunities in digital mortgage trends and cloud transformation are critical for Equifax's continued success.

Equifax surpasses Q3 expectations with strong revenue growth and margins

Equifax's Q3 performance exceeded expectations, driven by strong revenue growth and margin expansion across segments.
The company's focus on cloud transformation, new product innovation, and strategic acquisitions positions it for continued success.
Challenges include managing credit health monitoring and sustaining growth amidst market dynamics.
Opportunities lie in mortgage revenue expansion, government vertical growth, and leveraging excess cash flow for shareholder returns.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Equifax (EFX) second-quarter 2019 earnings decrease year over year but revenues increase.

Equifax (EFX) Beats Q2 Earnings Estimates, Cuts '19 EPS View

Equifax reported its quarterly earnings results late today, bringing in a profit that topped Wall Street's guidance. EFX stock barely moved.

Equifax Earnings: EFX Stock Edges Largely Unmoved as EPS Top Guidance

Equifax Inc. EFX, +1.25% shares ticked higher in the extended session Wednesday after the credit-monitoring company reported earnings and its outlook following its recently announced settlement.

Equifax reports earnings, outlook following settlement announcement

Equifax’s data-breach settlement will pay out at least $650 million in restitution to consumers and government fines, but it could also help usher in a new era in identity verification — one that doesn’t include Social Security numbers.

Equifax ordered to seek alternatives to Social Security numbers to verify identities — this is what could be used next

Equifax could pay up to $700 million as part of a settlement related to the 2017 hack that exposed the personal information of roughly 147 million consumers.

Why the $700 million Equifax settlement isn’t nearly as generous as it sounds

Consumers affected by the massive Equifax Inc  data breach in 2017 will not reap any windfalls from the credit reporting company's $700 million U.S. settlement announced on Monday, but may face a cumbersome process to get compensation.

Equifax consumers face uphill battle for claims

Equifax CEO Mark Begor says cyberattacks are the greatest threat facing businesses and governments around the world.

Equifax CEO says company still faces cyberattacks every day

Credit-reporting company Equifax Inc  will pay up to $700 million to settle claims it broke the law with a massive 2017 data breach and to repay harmed consumers, in a landmark settlement that could spur new consumer data rules.

Equifax's $700 million data breach settlement spurs calls for new rules

Equifax Inc. (NYSE: EFX) is reportedly nearing a settlement of around $700 million with government regulators, state attorneys general and a class action lawsuit.

SunTrust: Equifax Settlement Could Lift Stock Overhang

Equifax data breach settlement news for Monday includes some details that are of interest to anyone that was affected by the hack.
The post Equifax Data Breach Settlement: What to Know About the Payout appeared first on InvestorPlace.

Equifax Data Breach Settlement: What to Know About the Payout

Two years after Equifax revealed that hackers accessed the personal information of up to 147 million people, the credit bureau’s newly-announced settlement for up to $700 million will provide cash payments for those who have been affected — but there are some key requirements people should be aware of before they file a claim.

Consumers could get up to $20,000 apiece in Equifax settlement — how to get your share

The U.S. Federal Trade Commission announced on Monday that Equifax Inc.  will pay up to $700 million for a data breach that exposed millions of consumers' personal information.

Factbox: Biggest U.S. data breach settlements before Equifax

Free credit reports are a good thing, but checking on your file won't do anything to prevent fraud from happening. Here are tips to stop it before it occurs.

Equifax settlement includes more free credit reports but that won't prevent fraud

Credit-reporting company Equifax Inc  will pay up to $700 million to settle U.S. federal and state probes into a massive 2017 data breach of personal information that affected around 147 million consumers, authorities said on Monday.

Equifax to pay $700 million over 2017 data breach, compensate consumers

Equifax will give consumers a range of options for monitoring their credit or making claims of fraud or data misuse, part of a $425 million restitution fund.

Proving you deserve $20,000 from the Equifax settlement will be nearly impossible

Credit-reporting company Equifax will pay up to a record $650 million to settle US federal and state probes into a massive 2017 data breach of personal information, authorities said on Monday. The largest-ever settlement for a data breach draws to a close multiple probes into Equifax by the Federal Trade Commission, the Consumer Financial Protection.

Equifax deal with FTC closes largest-ever settlement for a data breach

Investigations by 48 states; Puerto Rico; Washington, D.C.; the Federal Trade Commission; the Consumer Financial Protection Bureau; and the New York Department of Financial Services into the 2017 data breach at Equifax Inc.

Equifax Strikes a $671 Million Deal Over 2017 Data Breach

Credit-reporting company Equifax Inc  will pay up to $700 million to settle U.S. federal and state probes into a massive 2017 data breach of personal information, authorities said on Monday.

Equifax to pay up to $700 million in U.S. data breach settlement

Equifax Inc. (NYSE: EFX) confirmed it reached a settlement with U.S. regulators related to its 2017 cybesecurity incident that affected at least 145 million people.

Equifax To Pay Up To $700M Settlement Charge Related To 2017 Cyber Breach

Equifax will pay up to $700m to settle with the US and states over a 2017 data breach that exposed social security numbers and other private information of nearly 150m people.

Equifax to pay $700m over breach that exposed data of 150m people

The credit reporting company may have to pay up to $700 million over a 2017 data breach.

Equifax to pay at least $575M as part of FTC settlement

Credit reference agency Equifax has agreed to pay up to $700m (£560m)  in a settlement with US regulators over a data breach in 2017.

Equifax agrees $700m penalty over mass data breach

Credit monitoring company Equifax Inc. EFX, -1.39% has agreed to pay at least $575 million, and potentially up to $700 million, in a settlement with the Federal Trade Commission, the Consumer Financial Protection Bureau, and 50 U.S.

Equifax to pay at least $575 million in settlement with FTC, CFPB and states over 2017 hack

Credit-reporting company Equifax Inc  will pay up to a record $650 million to settle U.S. federal and state probes into a massive 2017 data breach of personal information, authorities said on Monday.

Equifax to pay up to $650 million in data breach settlement

A settlement could reportedly come as soon as Monday.

News for Equifax Stock (EFX)