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ESNT
Volume: 339.37K
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Essent Group (ESNT) Stock Forecast & Price Target

Essent Group (ESNT) Analyst Ratings

Based on 14 analyst ratings
Buy
Strong Buy 29%
Buy 43%
Hold 29%
Sell 0%
Strong Sell 0%

Bulls say

Essent Group Ltd demonstrated a resilient financial performance with a marginal increase in book value per share, ending Q4 at $53.36, and a slight growth of insurance in force by 0.2% sequentially, contrasting with an industry downturn. The company has successfully captured a larger share of new insurance written (NIW), achieving a 15.6% share in Q4, outpacing the broader industry, which indicates stronger competitive positioning and growth potential. Furthermore, the company's future NIW estimates suggest robust growth trajectories of $48 billion, $57 billion, and $64 billion for 2025 through 2027, reinforcing a favorable outlook for insurance-in-force growth rates.

Bears say

Essent Group Ltd's financial outlook is negatively impacted by a decrease in persistency rates, which fell to 85.7% in Q4 from 86.6% in Q3/24, indicating a potential decline in customer retention and stability in premium income. Furthermore, the company experienced a 4.3% year-over-year decline in title insurance net premiums earned, driven by reduced housing transaction activity, which further pressures revenue generation. Additionally, the drop in PMIERs excess capital from $1.69 billion to $1.58 billion reflects a shrinking financial cushion, raising concerns about the company's capacity to withstand potential macroeconomic headwinds.

Essent Group (ESNT) has been analyzed by 14 analysts, with a consensus rating of Buy. 29% of analysts recommend a Strong Buy, 43% recommend Buy, 29% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Essent Group and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Essent Group (ESNT) Forecast

Analysts have given Essent Group (ESNT) a Buy based on their latest research and market trends.

According to 14 analysts, Essent Group (ESNT) has a Buy consensus rating as of Jul 3, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $57.07, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $57.07, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Essent Group (ESNT)

Volume: 339.37K

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