
EZCORP (EZPW) Stock Forecast & Price Target
EZCORP (EZPW) Analyst Ratings
Bulls say
EZCORP has experienced significant revenue growth, with jewelry sales rising 23% year-over-year to $61.1 million in FY24, contributing positively to overall financial performance. The company's pawn loans outstanding reached $274.8 million by the end of F1Q25, reflecting a sustained growth trajectory with a 22% compound annual growth rate since a pandemic-related low in F2Q21. Furthermore, projections indicate an increase in total revenue from $1.16 billion in FY24 to $1.25 billion in FY25, supported by the expansion of storefronts and strong demand for short-term credit among consumers.
Bears say
EZCORP's pawn lending operations have shown a 31% growth in pledged loan originations (PLO) since 2022, which is slightly below the 33% growth reported by a competitor, FirstCash. The company's retail merchandise margin fell short of consensus expectations, while potential declines in jewelry transaction volumes and gold prices pose considerable risks to profitability, given that over half of its inventory is in jewelry. Additionally, EZCORP faces competitive pressures in Latin America and regulatory uncertainties, which may adversely impact its financial stability and growth prospects moving forward.
This aggregate rating is based on analysts' research of EZCORP and is not a guaranteed prediction by Public.com or investment advice.
EZCORP (EZPW) Analyst Forecast & Price Prediction
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