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FCNCA
Volume: 99.93K
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FCNCA Stock Forecast & Price Target

FCNCA Analyst Ratings

Based on 14 analyst ratings
Buy
Strong Buy 29%
Buy 29%
Hold 43%
Sell 0%
Strong Sell 0%

Bulls say

First Citizens BancShares Inc is exhibiting strong performance through substantial growth in SVB loans and deposits, with a notable 5.6% increase in client funds quarter-over-quarter. The company has effectively enhanced its book value through both FDIC bargain purchase gains and organic balance sheet and net interest income (NII) growth, setting the stage for a resumption of positive earnings per share (EPS) growth anticipated to accelerate in 2026. With encouraging trends in pre-provision net revenue (PPNR) and a larger balance sheet driven by solid loan growth, First Citizens is well-positioned to capitalize on a prolonged high interest rate environment, further reinforcing its positive outlook.

Bears say

First Citizens BancShares Inc faces a challenging financial outlook, highlighted by pressures on its balance sheet and net interest income (NII) growth, which could hinder its ability to maintain a competitive earnings trajectory. The company's current trading multiple of 13x is significantly higher than its historical average of 10.5x, indicating a potential overvaluation amidst risks associated with interest rate volatility and slower loan growth. Furthermore, rising non-interest expenses, projected between $5.05 billion and $5.2 billion due to regulatory and technological investments, may limit operational efficiencies, presenting additional headwinds to profitability.

FCNCA has been analyzed by 14 analysts, with a consensus rating of Buy. 29% of analysts recommend a Strong Buy, 29% recommend Buy, 43% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of First Citizens BancShares and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About First Citizens BancShares (FCNCA) Forecast

Analysts have given FCNCA a Buy based on their latest research and market trends.

According to 14 analysts, FCNCA has a Buy consensus rating as of Jul 2, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $2,103.86, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $2,103.86, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

First Citizens BancShares (FCNCA)

Volume: 99.93K

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