
Fiserv Inc (FI) Stock Forecast & Price Target
Fiserv Inc (FI) Analyst Ratings
Bulls say
Fiserv has reported a robust operating income of $1,241 million, reflecting a year-over-year increase of 10%, alongside an improved adjusted operating margin that rose 320 basis points to 51.7%. The company's strong performance is attributed to the growth in Value-Added Services (VAS), particularly through Clover Capital and Clover SaaS offerings, as well as successful hardware sales and strategic pricing initiatives. Looking forward, Merchant Solutions is projected to grow between 12% and 15%, driven by enhanced VAS penetration and significant organic revenue growth in the fourth quarter, underscoring Fiserv's ability to capitalize on new client acquisitions and market opportunities.
Bears say
The financial analysis of Fiserv indicates a concerning trend, as the company experienced a year-over-year revenue decline of 3% and 5%, attributed partly to the relocation of a significant payfac client. Additionally, the company’s EBITDA ratio stands at 2.6x, which, while within management's target, reflects only a slight improvement from the previous quarter, suggesting limited upward momentum. The outlook is further compounded by risks such as insufficient growth in bank IT spending, challenges in product cross-selling, ongoing consolidation in the banking sector, and potential impacts from a global recession, all of which could inhibit future performance.
This aggregate rating is based on analysts' research of Fiserv Inc and is not a guaranteed prediction by Public.com or investment advice.
Fiserv Inc (FI) Analyst Forecast & Price Prediction
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