
FIGR Stock Forecast & Price Target
FIGR Analyst Ratings
Bulls say
Figure Technology Solutions Inc has demonstrated a robust shift towards a marketplace model, with partner-branded loans now comprising 76% of total loan marketplace originations year-to-date, marking an increase from 67% in the previous year. The company's consumer loan marketplace volume has surged by 115% year-over-year, supporting strong revenue growth and margin expansion driven by effective unit economics on its core HELOC product and the efficiencies offered by its blockchain technology. Additionally, the company's adjusted EPS estimates for 2026-2027 show a promising increase of 20-24%, with significant upward revisions to EBITDA forecasts attributed to healthy origination partner growth and heightened consumer loan activity.
Bears say
Figure Technology Solutions Inc reported January consumer loan marketplace revenue of $816 million, representing a month-over-month decline of 6% despite a substantial year-over-year increase of 115%. The company's outlook for GAAP EPS in 2026-2027 anticipates a decrease of 3-5% due to escalating stock-based compensation costs, compounded by the potential cooling of the HELOC market influenced by declining home prices and increased first-lien mortgage activities. Additionally, the company’s reliance on funding partners for originations may be jeopardized by a weakening credit market, with rising defaults and delinquencies likely to detrimentally affect its business operations and financial estimates.
This aggregate rating is based on analysts' research of Figure Technology Solutions, Inc. and is not a guaranteed prediction by Public.com or investment advice.
FIGR Analyst Forecast & Price Prediction
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