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FINW
Volume: 4.35K
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Finwise Bancorp (FINW) Stock Forecast & Price Target

Finwise Bancorp (FINW) Analyst Ratings

Based on 4 analyst ratings
Buy
Strong Buy 0%
Buy 100%
Hold 0%
Sell 0%
Strong Sell 0%

Bulls say

FinWise Bancorp demonstrated robust financial performance, with its held-for-investment (HFI) loan portfolio increasing by 7.2% to $465 million, reflecting broad growth across various commercial loan types. The bank's deposits surged by 45.8% on a last quarter annualized basis, primarily driven by time deposits, and the cost of interest-bearing deposits declined, suggesting enhanced profitability and stability. Additionally, strong performance in SBA loan sales and strategic programs supports an optimistic growth trajectory, indicating potential for improved revenue generation as these initiatives ramp up through 2025.

Bears say

FinWise Bancorp experienced a 10% decline in loan originations, amounting to $1.31 billion, which fell short of expectations and reflects adverse seasonal impacts. The bank's tangible common equity (TCE) ratio decreased from 24.9% to 23.3%, signaling potential concerns about its capital adequacy, while projected slowdowns in SBA loan growth suggest possible challenges to future fee income. Additionally, increased operational expenses, alongside risks such as cybersecurity vulnerabilities and regulatory pressures, further exacerbate the financial outlook and contribute to anticipated volatility in earnings and credit metrics.

Finwise Bancorp (FINW) has been analyzed by 4 analysts, with a consensus rating of Buy. 0% of analysts recommend a Strong Buy, 100% recommend Buy, 0% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Finwise Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Finwise Bancorp (FINW) Forecast

Analysts have given Finwise Bancorp (FINW) a Buy based on their latest research and market trends.

According to 4 analysts, Finwise Bancorp (FINW) has a Buy consensus rating as of Jul 3, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $21, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $21, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Finwise Bancorp (FINW)

Volume: 4.35K

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