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GABC
Volume: 81.93K
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GABC Stock Forecast & Price Target

GABC Analyst Ratings

Based on 5 analyst ratings
Hold
Strong Buy 0%
Buy 40%
Hold 60%
Sell 0%
Strong Sell 0%

Bulls say

German American Bancorp demonstrated robust financial performance with loans growing by 6% quarter-over-quarter (LQA), propelled by commercial real estate (CRE) and strong seasonal trends in agriculture, alongside a 4% increase in deposits reflecting positive core interest-bearing deposit (IBD) growth. The bank's pre-provision net revenue (PPNR) rose 9% to $30.7 million, exceeding estimates due to improved spread and fee income, while operating expenses remained in line with expectations. Notably, wealth management fees surged by 23% in 2024, resulting from significant asset inflows and favorable capital market conditions, reinforcing the bank's potential for growth in core fee income and overall profitability moving forward.

Bears say

German American Bancorp Inc experienced a decline in tangible book value (TBV) by 5% quarter-over-quarter to $17.93 and a drop in tangible common equity (TCE) by 53 basis points to 8.70%, reflecting unfavorable shifts in accumulated other comprehensive income (AOCI) and acquisition-related costs. Additionally, the allowance for credit losses (ACL) remained relatively stable at 1.08%, paired with non-performing loan (NPL) coverage at 4.1 times, indicating potential concerns about future credit quality amidst a challenging interest rate environment. The bank's risk factors, including potential increases in credit costs, reduced loan demand, and margin pressure, suggest heightened vulnerabilities that could adversely impact its earnings outlook in the near term.

GABC has been analyzed by 5 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 40% recommend Buy, 60% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of German American Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About German American Bancorp (GABC) Forecast

Analysts have given GABC a Hold based on their latest research and market trends.

According to 5 analysts, GABC has a Hold consensus rating as of Jul 2, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $41.70, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $41.70, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

German American Bancorp (GABC)

Volume: 81.93K

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