
Glacier Bancorp (GBCI) Stock Forecast & Price Target
Glacier Bancorp (GBCI) Analyst Ratings
Bulls say
Glacier Bancorp Inc. is positioned for positive financial growth, with projections indicating that its net interest margin (NIM) is expected to increase in 2025 due to approximately $2 billion in loans repricing higher, funding cost relief, and benefits from the BOID acquisition. The institution is also set to enhance its market presence, anticipated to rank third in deposit market share in Idaho and gain significant scale in Eastern Washington, contributing to an overall improved efficiency ratio of 63%. Furthermore, Glacier Bancorp is targeting organic loan growth while benefiting from an optimistic client outlook, supported by significant cash flows and a rising proportion of prime-based loans that could enhance profitability in the current interest rate environment.
Bears say
Glacier Bancorp Inc. has experienced a decline in deposits, evidenced by a 0.8% decrease in core deposits on a linked-quarter basis, indicating potential liquidity challenges. The bank faces significant operational risks due to its reliance on commercial real estate, with asset quality being compromised by its legacy portfolio, which poses threats to earnings stability and financial performance. Additionally, external risks related to geographic concentration and competitive pressures may further diminish investor confidence and adversely affect the bank's future revenues and profitability.
This aggregate rating is based on analysts' research of Glacier Bancorp and is not a guaranteed prediction by Public.com or investment advice.
Glacier Bancorp (GBCI) Analyst Forecast & Price Prediction
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