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HBT
Volume: 73

HBT Stock Forecast & Price Target

HBT Analyst Ratings

Based on 4 analyst ratings
Hold
Strong Buy 0%
Buy 50%
Hold 50%
Sell 0%
Strong Sell 0%

Bulls say

HBT Financial Inc has demonstrated solid growth in key financial metrics, with tangible book value (TBV) increasing to $16.64, representing a 4% growth quarter-over-quarter, and a strong return on assets (ROA) recorded at 1.56%. The company also saw an improvement in its regulatory capital ratios, with a Common Equity Tier 1 (CET1) ratio of 14.4% and tier-1 capital increasing to 15.7%, positioning it well against regulatory requirements. Furthermore, robust growth in wealth management revenue, particularly through its specialized agricultural services, is expected to drive further revenue growth and improve the efficiency ratio to 50% by 4Q26, signaling a positive financial outlook for HBT Financial Inc.

Bears say

HBT Financial Inc's financial outlook is negatively impacted by several factors, including a decline in net interest margin (NIM) to 4.18% and expectations for core NIM to further decrease to 4.07% by 4Q25 due to the substantial proportion of floating rate loans. Additionally, the asset quality indicators exhibit signs of deterioration, evidenced by a decline in the allowance for credit losses (ACL) to 1.23% of loans and a decrease in coverage of non-performing loans to 5.5 times. Furthermore, the company faces challenges in organic balance sheet growth, with projections indicating that loan balances will remain flat-to-slightly down, highlighting potential obstacles in achieving sustainable revenue growth amid rising operational expenses and macroeconomic pressures.

HBT has been analyzed by 4 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 50% recommend Buy, 50% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of HBT Financial Inc and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About HBT Financial Inc (HBT) Forecast

Analysts have given HBT a Hold based on their latest research and market trends.

According to 4 analysts, HBT has a Hold consensus rating as of Apr 16, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $29.25, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $29.25, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

HBT Financial Inc (HBT)

Volume: 73

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