
Home BancShares (HOMB) Stock Forecast & Price Target
Home BancShares (HOMB) Analyst Ratings
Bulls say
Home BancShares Inc. has demonstrated a positive outlook with a 1% increase in non-interest-bearing (NIB) deposits quarter-over-quarter, surpassing previous forecasts, which indicates healthy customer engagement and confidence. The core net interest margin (NIM) rose by 9 basis points to 4.33%, driven by favorable fixed-asset repricing, suggesting a solid foundation for net interest income (NII) growth. Additionally, the upward revision of the 2025 operating earnings per share (EPS) from $2.13 to $2.18 reflects improving trends in NII, positioning the bank for enhanced financial performance as it anticipates a 4% increase in fee income year-over-year.
Bears say
Home BancShares, Inc. reported an earnings per share (EPS) of $0.50, which fell short of consensus estimates of $0.52, indicating a reliance on net interest income overshadowed by higher loan loss provisions (LLP) expense. The company's loan balance exhibited a significant decline of 2% on a linked-quarter average (LQA), primarily driven by drops in commercial real estate (CRE) loans and commercial and industrial (C&I) loans, raising concerns about the overall health of its loan portfolio. Additionally, while core pre-provision net revenue (PPNR) exceeded expectations, the modest forecasted growth in net interest income, at 2% for 2025, signals potential challenges in revenue generation moving forward.
This aggregate rating is based on analysts' research of Home BancShares and is not a guaranteed prediction by Public.com or investment advice.
Home BancShares (HOMB) Analyst Forecast & Price Prediction
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