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INBK
Volume: 123

INBK Stock Forecast & Price Target

INBK Analyst Ratings

Based on 2 analyst ratings
Hold
Strong Buy 0%
Buy 0%
Hold 100%
Sell 0%
Strong Sell 0%

Bulls say

First Internet Bancorp has demonstrated a robust growth trajectory, with end-of-period loans held for investment (HFI) reflecting a 2% quarter-over-quarter increase, underscored by a notable 3% rise in commercial balances. The company's efficiency ratio of 57% surpasses consensus expectations and is anticipated to improve further to 55% by the end of the fourth quarter of 2026, driven by strong net interest income and fee income growth. Additionally, the incremental improvement in both tangible book value and tangible common equity, along with a strong loan-to-deposit ratio that is set to increase to 84% by 4Q26, supports a positive long-term outlook for First Internet Bancorp's stock performance.

Bears say

First Internet Bancorp is exhibiting concerning financial metrics, highlighted by a 17% decline in ending loans held for investment quarter-over-quarter and a net interest income (NII) of $31.5 million, which fell 5% short of consensus expectations due to less-than-anticipated net interest margin (NIM) expansion. Operating expenses showed a decline to $24.2 million, yet these expenses were still 8% below expectations, underlining persistent operational inefficiencies and ongoing challenges in managing salary and benefit costs. Additionally, the company faced increased loan loss provisions and elevated net charge-offs, signaling potential credit quality issues that may further weaken financial performance moving forward.

INBK has been analyzed by 2 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 0% recommend Buy, 100% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of First Internet Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About First Internet Bancorp (INBK) Forecast

Analysts have given INBK a Hold based on their latest research and market trends.

According to 2 analysts, INBK has a Hold consensus rating as of Apr 16, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $23.25, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $23.25, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

First Internet Bancorp (INBK)

Volume: 123

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