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ISBA
Volume: 22.88K

ISBA Stock Forecast & Price Target

ISBA Analyst Ratings

Based on 1 analyst ratings
Hold
Strong Buy 0%
Buy 0%
Hold 100%
Sell 0%
Strong Sell 0%

Bulls say

Isabella Bank Corp is projected to see a rise in tangible common equity (TCE) to 9.0% by the fourth quarter of 2026, underpinned by a continued expansion in return on assets (ROA). The bank's net interest margin (NIM) is anticipated to contribute to a robust increase in net interest income (NII), with expected growth of 3% quarter-over-quarter in the fourth quarter of 2025 and an 11% increase year-over-year for the following year. Furthermore, loan growth has been driven by significant increases in various lending categories, supporting a modest rise in the loan-to-deposit ratio to 85% by the end of 2026, indicating a strong operational performance and solid fundamentals.

Bears say

Isabella Bank's forecasted operating expenses indicate a 1% decline in the fourth quarter compared to the previous quarter, accompanied by a projected 4% growth year-over-year by 2026. The Allowance for Credit Losses (ACL) has seen a slight decrease, reflecting a current rate of 0.89% of loans due to strong loan growth, indicating potential concerns regarding credit quality management as loan volumes rise. Furthermore, the decline in Certificates of Deposit (CDs) by 7% in the last quarter raises questions about deposit retention and overall financial stability, contributing to a negative outlook on the company’s stock.

ISBA has been analyzed by 1 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 0% recommend Buy, 100% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Isabella Bank Corp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Isabella Bank Corp (ISBA) Forecast

Analysts have given ISBA a Hold based on their latest research and market trends.

According to 1 analysts, ISBA has a Hold consensus rating as of Apr 16, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $54, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $54, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Isabella Bank Corp (ISBA)

Volume: 22.88K

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