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LC
Volume: 2.52K

LendingClub (LC) Stock Forecast & Price Target

LendingClub (LC) Analyst Ratings

Based on 6 analyst ratings
Buy
Strong Buy 17%
Buy 67%
Hold 17%
Sell 0%
Strong Sell 0%

Bulls say

The personal loan market has experienced substantial growth at an approximate 14% compound annual growth rate (CAGR) over the past 15 years, contributing to LendingClub's goals for increased loan origination volumes, projected to rise by 32% year-over-year in 2025. As the company benefits from structural innovations such as StructuredCertificates, it is expected to enhance marketplace volume and interest income without significant capital risks, supporting an estimated earnings per share growth of 54% in 2026 and continuing robust growth in subsequent years. Additionally, the company's strategic positioning in the credit card debt consolidation segment, alongside its ability to capitalize on tightening credit standards, indicates a strong potential for increasing market share and profitability.

Bears say

LendingClub's stock outlook is negatively impacted by persistent constraints in marketplace lending, with expectations for earnings per share (EPS) to underperform as origination volumes remain significantly decreased compared to two years ago. The company's 2026 EPS guidance of $1.65-$1.80 falls short of the medium-term return on tangible common equity (ROTCE) target of 18-20%, raising concerns about its financial performance. Additionally, the forecasted annual losses of 4.5-5.0% highlight the need for higher reserve rates, reflecting ongoing challenges in credit quality despite management's assertion that credit losses have peaked following previous tightening measures.

LendingClub (LC) has been analyzed by 6 analysts, with a consensus rating of Buy. 17% of analysts recommend a Strong Buy, 67% recommend Buy, 17% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of LendingClub and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About LendingClub (LC) Forecast

Analysts have given LendingClub (LC) a Buy based on their latest research and market trends.

According to 6 analysts, LendingClub (LC) has a Buy consensus rating as of Apr 16, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $22.67, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $22.67, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

LendingClub (LC)

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