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LOB
Volume: 234.72K
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LOB Stock Forecast & Price Target

LOB Analyst Ratings

Based on 6 analyst ratings
Buy
Strong Buy 33%
Buy 33%
Hold 33%
Sell 0%
Strong Sell 0%

Bulls say

Live Oak Bancshares Inc. demonstrated strong performance in its lending operations, achieving record loan originations of $1.8 billion and a 7% quarter-over-quarter loan growth, indicating effective market demand and operational efficiency. Despite an increase in provisions for loan losses due to broad-based deterioration within its SBA portfolio, the company's net interest income (NII) rose by 0.5% quarter-over-quarter, complemented by average earning asset growth of 6.4%. Additionally, Live Oak's tangible book value per share has outpaced that of peers over the last decade, signaling a robust long-term financial health and positioning for favorable earnings growth resumption from 2025 onward.

Bears say

Live Oak Bancshares has experienced a notable decline in earnings estimates for 2024 and 2025, with projections lowered to $1.72 and $2.60, respectively, reflecting broader financial challenges. Additionally, the latest quarterly results revealed elevated credit costs, with non-performing assets (NPAs) increasing by 65% and net charge-offs (NCOs) amounting to 1.29%, creating concerns regarding the bank's credit quality. Furthermore, the potential for near-term net interest margin (NIM) compression, driven by repricing of loans, compounds the negative outlook for the company's financial stability and performance.

LOB has been analyzed by 6 analysts, with a consensus rating of Buy. 33% of analysts recommend a Strong Buy, 33% recommend Buy, 33% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Live Oak Bancshares and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Live Oak Bancshares (LOB) Forecast

Analysts have given LOB a Buy based on their latest research and market trends.

According to 6 analysts, LOB has a Buy consensus rating as of Jul 3, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $40.17, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $40.17, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Live Oak Bancshares (LOB)

Volume: 234.72K

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