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MBIN
Volume: 108.03K
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Merchants Bancorp (MBIN) Stock Forecast & Price Target

Merchants Bancorp (MBIN) Analyst Ratings

Based on 6 analyst ratings
Buy
Strong Buy 33%
Buy 50%
Hold 17%
Sell 0%
Strong Sell 0%

Bulls say

Merchants Bancorp demonstrated solid financial health with a 5% increase in core deposits quarter-over-quarter and significant growth in tangible book value per share, rising to $34.15, indicating strong profitability reflected by a return on assets of 1.8% and a return on tangible common equity of 21.6%. The company's loan loss provisions (LLP) coverage ratio remains robust at 1.5x, positioning it to manage potential increases in non-performing loans while maintaining an allowance for credit losses that is projected to reach 0.94% by the fourth quarter of 2026. Moreover, positive adjustments in core fee income growth outlook and an anticipated slight increase in dividends further illustrate the company's commitment to shareholder returns and its successful operational strategies, pointing towards a favorable long-term outlook.

Bears say

The analysis reveals key negative indicators for Merchants Bancorp's stock, primarily highlighted by a 2% sequential decline in average loans, which aligns with forecasts but underscores stagnant loan growth. Additionally, significant reductions in end-of-period (EOP) deposits by 8% quarter-over-quarter, driven by an 18% drop in certificates of deposit (CDs), suggest strategic challenges in maintaining deposit levels and mitigating reliance on brokered instruments. Furthermore, the projection of slight net interest margin (NIM) compression in the first half of 2025, combined with negative credit migration related to underperforming loans linked to sponsors, indicates potential pressure on profitability and overall financial stability.

Merchants Bancorp (MBIN) has been analyzed by 6 analysts, with a consensus rating of Buy. 33% of analysts recommend a Strong Buy, 50% recommend Buy, 17% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Merchants Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Merchants Bancorp (MBIN) Forecast

Analysts have given Merchants Bancorp (MBIN) a Buy based on their latest research and market trends.

According to 6 analysts, Merchants Bancorp (MBIN) has a Buy consensus rating as of Jul 5, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $34.08, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $34.08, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Merchants Bancorp (MBIN)

Volume: 108.03K

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