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MOFG
Volume: 118.47K
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MOFG Stock Forecast & Price Target

MOFG Analyst Ratings

Based on 6 analyst ratings
Hold
Strong Buy 0%
Buy 50%
Hold 50%
Sell 0%
Strong Sell 0%

Bulls say

MidWestOne Financial Group Inc. is positioned for enhanced profitability, as the recent restructuring is anticipated to increase its net interest margin (NIM) by approximately 70 basis points starting in the fourth quarter of 2024, with projections indicating a possible rise to 3.32% by the end of 2025. The company's core earnings, reflected in its Pre-Provision Net Revenue (PPNR), demonstrated a 10% quarter-over-quarter growth to $13.1 million, driven by improved fee income and controlled expenses, signaling operational efficiency despite a slight dip in net interest income. Additionally, the anticipated growth of tangible book value (TBV) by 17% by the end of 2025, coupled with a robust pipeline in government guaranteed lending, indicates strong momentum for future revenue diversification and stability.

Bears say

MidWestOne Financial Group Inc has experienced a significant decline in operating Return on Assets (ROA), dropping from 1.28% in 4Q19 to 0.49% in 2Q24, largely due to pressures from rising interest rates and net interest margin (NIM) challenges. The company's two-year forward Price-to-Earnings (P/E) multiple remains notably depressed, with a median relative value against the KRX at just 82% since 4Q19, indicating persistent valuation discounts and low expected profitability compared to peers. Additionally, the overall financial outlook is compounded by slower loan growth, lagging deposit repricing, and rising expenses, amidst a challenging banking sector environment that has negatively impacted earnings per share (EPS) estimates.

MOFG has been analyzed by 6 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 50% recommend Buy, 50% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of MidWestOne Financial Group and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About MidWestOne Financial Group (MOFG) Forecast

Analysts have given MOFG a Hold based on their latest research and market trends.

According to 6 analysts, MOFG has a Hold consensus rating as of Jul 2, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $30.42, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $30.42, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

MidWestOne Financial Group (MOFG)

Volume: 118.47K

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