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MSBI
Volume: 142.4K
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MSBI Stock Forecast & Price Target

MSBI Analyst Ratings

Based on 4 analyst ratings
Hold
Strong Buy 0%
Buy 0%
Hold 100%
Sell 0%
Strong Sell 0%

Bulls say

Midland States Bancorp Inc has demonstrated solid revenue growth, with a 1% increase in aggregate revenue quarter-over-quarter, indicating resilience in its diverse financial products and services. The company is expected to benefit from an improved net interest margin (NIM), projected to rise to 3.27% by 4Q25, driven by an influx of higher-yielding core loan production and decreasing funding costs. Furthermore, management anticipates the efficiency ratio to improve to 65% by 4Q25, supported by consistent profitability and a focus on well-managed growth, positioning Midland States Bancorp favorably in the market.

Bears say

Midland States Bancorp has experienced a significant decline in key financial indicators, with a 2% decrease in average loan balances quarter-over-quarter and a 22% drop in pre-provision net revenue (PPNR) compared to the previous quarter, largely attributed to rising operating expenses. The company also reported a troubling decline in tangible book value (TBV), which fell 16% to $21.01, and a substantial fall in tangible common equity (TCE) by 89 basis points, signaling challenges in maintaining a robust capital position. Consequently, revised earnings per share (EPS) estimates for 2025 and 2026 were lowered to reflect the implications of a smaller loan portfolio and elevated non-performing assets (NPAs), further contributing to a negative outlook for the stock.

MSBI has been analyzed by 4 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 0% recommend Buy, 100% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Midland States Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Midland States Bancorp (MSBI) Forecast

Analysts have given MSBI a Hold based on their latest research and market trends.

According to 4 analysts, MSBI has a Hold consensus rating as of Jul 2, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $22.75, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $22.75, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Midland States Bancorp (MSBI)

Volume: 142.4K

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