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OZK
Volume: 884.82K
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Bank OZK (OZK) Stock Forecast & Price Target

Bank OZK (OZK) Analyst Ratings

Based on 11 analyst ratings
Hold
Strong Buy 0%
Buy 18%
Hold 73%
Sell 0%
Strong Sell 9%

Bulls say

Bank OZK is poised for a positive financial trajectory, with projected earnings per share (EPS) increasing to $6.30 in 2025, supported by mid to high single-digit loan growth and an anticipated recovery in net interest margin (NIM) in the second half of 2025. The company has also demonstrated a healthy allowance for credit losses (ACL) ratio of 2.03%, indicating strong risk management compared to peer institutions, and it has revised its net interest income (NII) growth forecast to a lesser decline of -1.6%, reflecting resilience in its earnings outlook. Furthermore, strong increases in both commercial and community banking sectors were noted, showcasing a robust performance in various loan categories, which bodes well for Bank OZK's future growth.

Bears say

Bank OZK's financial outlook is negative primarily due to declining net interest margins (NIM), which fell by 22 basis points, along with a significant decrease in loan yields by 11 basis points. The bank's net interest income (NII) of $391 million was below consensus estimates, attributed to ongoing margin compression and expectations that loan payoffs will surpass new originations in the coming quarters. Additionally, the strategic shift away from higher-yielding real estate sector loans to lower-yielding segments further exacerbates concerns regarding future profitability and overall growth trajectories.

Bank OZK (OZK) has been analyzed by 11 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 18% recommend Buy, 73% suggest Holding, 0% advise Selling, and 9% predict a Strong Sell.

This aggregate rating is based on analysts' research of Bank OZK and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Bank OZK (OZK) Forecast

Analysts have given Bank OZK (OZK) a Hold based on their latest research and market trends.

According to 11 analysts, Bank OZK (OZK) has a Hold consensus rating as of Jul 5, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $45.73, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $45.73, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Bank OZK (OZK)

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