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PFBC
Volume: 3

Preferred Bank (PFBC) Stock Forecast & Price Target

Preferred Bank (PFBC) Analyst Ratings

Based on 3 analyst ratings
Hold
Strong Buy 0%
Buy 33%
Hold 67%
Sell 0%
Strong Sell 0%

Bulls say

Preferred Bank has demonstrated positive financial metrics, with a notable increase in its net interest income driven by a 7 basis point expansion in net interest margin, reaching 3.92%, and a substantial growth in end-of-period deposits by 10.0% quarter-over-quarter. The bank's tangible book value (TBV) rose by 4.4%, reflecting strong balance sheet growth, while non-performing loans (NPL) coverage significantly strengthened to 424%, indicating improved asset quality management. Additionally, projections for earnings per share have been revised upward for 2025 and 2026, suggesting a favorable outlook based on robust loan growth and better cost control practices.

Bears say

Preferred Bank's outlook is negatively impacted by a decline in its allowance for loan losses (LLP), which was reported at $2.5 million, underperforming expectations, and a reduced allowance for credit losses (ACL) at 1.27%, suggesting potential deterioration in asset quality. Additionally, the competitive market environment is exerting downward pressure on both loan and deposit pricing, leading to a contraction in balance sheet growth and a less favorable earning asset mix, thereby affecting net interest margins (NIM). Core non-interest expenses (NIE) also fell by 4.3% quarter-over-quarter to $21.5 million, indicating challenges in revenue generation against their established guidance.

Preferred Bank (PFBC) has been analyzed by 3 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 33% recommend Buy, 67% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Preferred Bank and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Preferred Bank (PFBC) Forecast

Analysts have given Preferred Bank (PFBC) a Hold based on their latest research and market trends.

According to 3 analysts, Preferred Bank (PFBC) has a Hold consensus rating as of Apr 16, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $100.67, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $100.67, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Preferred Bank (PFBC)

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