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PFBC
Volume: 83.92K
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Preferred Bank (PFBC) Stock Forecast & Price Target

Preferred Bank (PFBC) Analyst Ratings

Based on 8 analyst ratings
Buy
Strong Buy 38%
Buy 38%
Hold 25%
Sell 0%
Strong Sell 0%

Bulls say

Preferred Bank has demonstrated a positive outlook characterized by a resilient net interest margin (NIM) of 4.06% and an increase in net interest income (NII) by 0.5% quarter-over-quarter, contributing to improved earnings per share (EPS) estimates for 2025 and 2026. The bank's efficiency ratio has notably decreased to 27.6%, highlighting its operational effectiveness, while total loan growth surpassed expectations at 4.9%, reflecting strong demand for its commercial and personal banking services. Additionally, improvements in non-performing assets (NPAs) and criticized loans indicate a strengthening credit profile, further bolstering confidence in the bank's financial stability and growth potential.

Bears say

Preferred Bank's financial outlook appears negative due to several key indicators. The bank's loan loss provisions were below consensus expectations, leading to a decline in its allowance for credit losses alongside a notable increase in non-performing assets, which raises concerns about asset quality. Furthermore, while net interest margin (NIM) remained relatively stable, anticipated modest compression in the coming months, combined with potential regulatory risks related to its focus on international and immigrant customer segments, poses additional uncertainties for the bank's future financial performance.

Preferred Bank (PFBC) has been analyzed by 8 analysts, with a consensus rating of Buy. 38% of analysts recommend a Strong Buy, 38% recommend Buy, 25% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Preferred Bank and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Preferred Bank (PFBC) Forecast

Analysts have given Preferred Bank (PFBC) a Buy based on their latest research and market trends.

According to 8 analysts, Preferred Bank (PFBC) has a Buy consensus rating as of Jul 3, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $81, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $81, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Preferred Bank (PFBC)

Volume: 83.92K

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