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PFSI
Volume: 387.13K
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PFSI Stock Forecast & Price Target

PFSI Analyst Ratings

Based on 17 analyst ratings
Buy
Strong Buy 29%
Buy 47%
Hold 24%
Sell 0%
Strong Sell 0%

Bulls say

PennyMac Financial Services Inc. demonstrated strong financial performance with a quarter-over-quarter increase in servicing UPB to $648.1 billion, reflecting a 2% growth. The origination segment showed significant improvement, with PTI rising to $108 million, up from $41 million in the previous quarter, indicating robust loan production capabilities. Additionally, servicing fees rose to $473 million, exceeding estimates and driven by the expansion of the owned servicing portfolio to $426 billion, underlining the company's effective growth strategy in both segments.

Bears say

PennyMac Financial Services Inc. has experienced a decrease in gain on sale margins, which fell to 0.66% from 0.87%, indicating challenges in loan origination profitability and falling short of estimates. The company's outlook for return on equity (ROE) was lowered to the "mid-to-high teens" from the previously projected "high-teens to low-twenties," reflecting the impact of rising mortgage rates currently around 7%. Additionally, anticipated earnings per share (EPS) for 2025 and 2026 were downgraded due to lower origination volumes, contributing to a negative outlook for the stock's performance.

PFSI has been analyzed by 17 analysts, with a consensus rating of Buy. 29% of analysts recommend a Strong Buy, 47% recommend Buy, 24% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of PennyMac Financial Services and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About PennyMac Financial Services (PFSI) Forecast

Analysts have given PFSI a Buy based on their latest research and market trends.

According to 17 analysts, PFSI has a Buy consensus rating as of Jul 1, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $73, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $73, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

PennyMac Financial Services (PFSI)

Volume: 387.13K

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