
PNFP Stock Forecast & Price Target
PNFP Analyst Ratings
Bulls say
Pinnacle Financial Partners Inc. has shown a strong commitment to growth, evidenced by the recruitment of 35 new revenue producers in the fourth quarter, bringing the total to 161 for 2024, with guidance for continued hiring in 2025. The company reported a 3.4% increase in net interest income (NII) quarter-over-quarter, supported by a 13.7% year-over-year loan growth, with projected loan growth of 8% to 11% in 2025, indicating a robust lending environment. Additionally, expectations for revenue growth from business services and trust revenue, combined with revised upward projections for operating earnings per share (EPS) to $7.55 for 2025, further reinforce a positive financial outlook for the firm.
Bears say
Pinnacle Financial Partners Inc. (PNFP) faces a challenging outlook primarily due to its heavy reliance on commercial real estate loans, increasing its vulnerability to declining property values and market volatility, which could lead to higher credit losses. Additionally, the potential for negative earnings impacts from faster repricing of assets in a declining interest rate environment underscores the sensitivity of its net interest income generation. Furthermore, the bank's exposures to regulatory delays, poor integration, and evolving cybersecurity threats pose additional risks, potentially affecting its ability to maintain stable earnings and consumer confidence.
This aggregate rating is based on analysts' research of Pinnacle Financial Partners and is not a guaranteed prediction by Public.com or investment advice.
PNFP Analyst Forecast & Price Prediction
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