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RM
Volume: 31.07K
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Regional Management (RM) Stock Forecast & Price Target

Regional Management (RM) Analyst Ratings

Based on 11 analyst ratings
Buy
Strong Buy 27%
Buy 9%
Hold 64%
Sell 0%
Strong Sell 0%

Bulls say

Regional Management Corp anticipates an increase in revenue yields, projecting a rise of 40 basis points quarter-over-quarter in the first quarter of fiscal year 2024 and a year-over-year increase of 40-50 basis points for the full year. This growth is attributed to various factors, including economic conditions, slower growth in average net receivables, and expansion in the higher-margin small loan portfolio, which collectively enhance the company's revenue generation capabilities. Furthermore, despite a rise in the net charge-off (NCO) rate outlook, positive trends in real wage growth among its customer segment and the ability to manage portfolio growth while maintaining yields are expected to drive favorable earnings per share (EPS) outcomes, supporting a positive long-term outlook for the company.

Bears say

Regional Management Corp's 4Q23 guidance indicates loan growth of 5.1% year-over-year, which is 381 basis points below consensus expectations, along with a revenue yield decline of 50 basis points quarter-over-quarter that also falls 68 basis points short of consensus. Additionally, the company's non-performing charge-offs (NCOs) are significantly higher at 11.7% compared to a consensus of 9.7%, alongside rising expenses and a reserve-to-receivables ratio that has decreased but remains below estimates. These factors, combined with a projected 65% reduction in 4Q23 earnings per share, suggest a challenging financial outlook for Regional Management Corp moving forward.

Regional Management (RM) has been analyzed by 11 analysts, with a consensus rating of Buy. 27% of analysts recommend a Strong Buy, 9% recommend Buy, 64% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Regional Management and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Regional Management (RM) Forecast

Analysts have given Regional Management (RM) a Buy based on their latest research and market trends.

According to 11 analysts, Regional Management (RM) has a Buy consensus rating as of Jul 4, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $27.09, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $27.09, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Regional Management (RM)

Volume: 31.07K

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