
SBCF Stock Forecast & Price Target
SBCF Analyst Ratings
Bulls say
Seacoast Banking Corp of Florida reported a significant increase in total loan originations, with a 37% quarter-over-quarter rise and an 89% year-over-year increase, demonstrating robust demand in both commercial real estate (CRE) and commercial and industrial (C&I) segments. The company is seeing favorable projections for earnings per share (EPS), with estimates raised for both 2025 and 2026, supported by strong fundamentals and a clear path for growth through potential wealth management acquisitions and solid capital ratios. Furthermore, liquidity remains strong at approximately $6.1 billion, bolstered by a decreasing cost of deposits, which fell to 1.98% in December, indicating better margins and financial stability.
Bears say
Seacoast Banking Corporation's recent financial performance reflects potential vulnerabilities, particularly with a notable decline in its commercial loan pipeline, which has decreased by $139.2 million quarter-over-quarter, raising concerns about future income stability amidst an economic slowdown. The company's high deposit beta during the interest rate cycle suggests sensitivity to rate changes could lead to significant financial strain and potential declines in earnings due to elevated nonperforming assets and net charge-offs. Additionally, ongoing regulatory risks and the challenges of potential acquisitions pose further threats to operational stability and could adversely affect the company's future earnings and stock price volatility.
This aggregate rating is based on analysts' research of Seacoast Banking Corporation of Florida and is not a guaranteed prediction by Public.com or investment advice.
SBCF Analyst Forecast & Price Prediction
Start investing in SBCF
Order type
Buy in
Order amount
Est. shares
0 shares