
SIGI Stock Forecast & Price Target
SIGI Analyst Ratings
Bulls say
Selective Insurance Group Inc. is positioned favorably due to its strong performance in personal lines, where the company's core loss ratio significantly outperformed expectations, benefiting from substantial rate increases that are expected to continue. The company's reserving practices and historical track record of conservative reserving bolster confidence in its financial stability, as evidenced by adequate general liability reserves and improvements in loss ratios anticipated in the coming quarters. Overall, the anticipated personal lines underwriting profit in 2025 and the strong valuation compared to commercial peers present a positive outlook for Selective Insurance Group's stock performance.
Bears say
Selective Insurance Group Inc. has lowered its earnings per share (EPS) estimates for 2025 and 2026 to $7.60 and $8.45, respectively, primarily due to higher core loss ratios and the expectation of conservative casualty loss picks which are likely to suppress earnings in the near term. The company's shares have underperformed relative to industry benchmarks, reflecting ongoing concerns over recurring reserve charges and signaling a lack of investor confidence that may delay a return to previous valuation multiples compared to peers. Additionally, the current trading metrics indicate that Selective's shares are priced at a significant discount relative to the broader market, suggesting persistent market apprehension regarding its financial stability and growth prospects.
This aggregate rating is based on analysts' research of Selective Insurance Group and is not a guaranteed prediction by Public.com or investment advice.
SIGI Analyst Forecast & Price Prediction
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