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SLM
Volume: 1.65M
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SLM (SLM) Stock Forecast & Price Target

SLM (SLM) Analyst Ratings

Based on 22 analyst ratings
Buy
Strong Buy 41%
Buy 36%
Hold 23%
Sell 0%
Strong Sell 0%

Bulls say

SLM Corp's Private Education Loans (PEL) demonstrated notable growth, with loan balances increasing 2.2% sequentially to $20.9 billion and origination volumes expected to be higher in the first half of 2025 compared to historical averages. The improvement in borrower profiles, evidenced by an average FICO score rise to 755 and an increased co-sign rate of 88%, underscores the strength and creditworthiness of its loan portfolio. Furthermore, the company’s enhanced capital flexibility post-CECL phase-in indicates potential for consistent balance sheet growth and increased interest in secondary market activities, reinforcing a positive outlook for the company's financial trajectory.

Bears say

SLM Corp's financial outlook appears concerning due to a 1.8% sequential decline in deposits, coupled with a year-over-year drop of 2.7%, totaling $21.1 billion, indicative of reduced loan origination activity. Additionally, the yield on Private Education Loans has decreased by 25 basis points to 10.54%, reflecting potential pressures on revenue generation amid declining student enrollment trends. Uncertainty surrounding student lending reform, along with expectations of a weaker macroeconomic environment causing increased delinquency rates, further complicates SLM's financial stability and poses risks to its stock performance.

SLM (SLM) has been analyzed by 22 analysts, with a consensus rating of Buy. 41% of analysts recommend a Strong Buy, 36% recommend Buy, 23% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of SLM and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About SLM (SLM) Forecast

Analysts have given SLM (SLM) a Buy based on their latest research and market trends.

According to 22 analysts, SLM (SLM) has a Buy consensus rating as of Jul 5, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $23.61, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $23.61, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

SLM (SLM)

Volume: 1.65M

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