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SMBC
Volume: 60.17K
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SMBC Stock Forecast & Price Target

SMBC Analyst Ratings

Based on 3 analyst ratings
Buy
Strong Buy 0%
Buy 67%
Hold 33%
Sell 0%
Strong Sell 0%

Bulls say

Southern Missouri Bancorp has demonstrated solid growth in its loan and deposit balances, with a notable 6% increase in end-of-period loan balances and a 17% growth in deposits, surpassing previous forecasts. The bank's credit trends remain stable as liquidity has improved due to the deposit growth outpacing loan growth, indicating a healthy financial position. Furthermore, with expectations of positive earnings per share growth resuming in 2025 and an enhanced net interest income forecast, the outlook for Southern Missouri Bancorp's stock remains favorable.

Bears say

Southern Missouri Bancorp's outlook appears negative primarily due to anticipated loan growth being significantly lower than previous quarters, with management indicating a slowdown to mid-single digits for fiscal year 2025, reflecting a broader weakening in demand. Additionally, core net interest margin (NIM) is expected to experience modest compression due to increased liquidity and ongoing deposit competition, contributing to a projected decrease in net interest income for the upcoming fiscal year. The bank faces several risks, including the vulnerability of its residential and agricultural loan portfolios to economic downturns and commodity fluctuations, alongside potential challenges from interest rate sensitivity and diminished fee income.

SMBC has been analyzed by 3 analysts, with a consensus rating of Buy. 0% of analysts recommend a Strong Buy, 67% recommend Buy, 33% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Southern Missouri Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Southern Missouri Bancorp (SMBC) Forecast

Analysts have given SMBC a Buy based on their latest research and market trends.

According to 3 analysts, SMBC has a Buy consensus rating as of Jul 2, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $66.33, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $66.33, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Southern Missouri Bancorp (SMBC)

Volume: 60.17K

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