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SYF
Volume: 8
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Synchrony Financial (SYF) Stock Forecast & Price Target

Synchrony Financial (SYF) Analyst Ratings

Based on 32 analyst ratings
Buy
Strong Buy 34%
Buy 38%
Hold 28%
Sell 0%
Strong Sell 0%

Bulls say

Synchrony Financial has shown robust growth in its held-for-investment loan portfolio, which increased by 7.9% from a year ago, reaching $102.3 billion, indicating strong demand for its credit products. The company demonstrated solid financial performance with net interest income of $4.4 billion for the quarter, reflecting a year-over-year increase of 6.9%, showcasing effective management of its lending operations. Additionally, the increase in loan yields to 21.01% compared to the prior year underscores the company's ability to optimize its lending strategy and maintain profitability amidst evolving market conditions.

Bears say

The financial analysis indicated a decline in Synchrony Financial's net interest margin, which decreased by 48 basis points compared to the previous year, underscoring pressures on revenue generation. The firm's lower-than-expected receivables growth and subdued purchase volume growth have led to downward revisions in future earnings estimates for 2025 and 2026, highlighting concerns over profitability. Additionally, there are significant risks associated with a potentially deteriorating macroeconomic landscape, which could lead to increased credit losses and impacts from regulatory changes on revenue and profitability.

Synchrony Financial (SYF) has been analyzed by 32 analysts, with a consensus rating of Buy. 34% of analysts recommend a Strong Buy, 38% recommend Buy, 28% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Synchrony Financial and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Synchrony Financial (SYF) Forecast

Analysts have given Synchrony Financial (SYF) a Buy based on their latest research and market trends.

According to 32 analysts, Synchrony Financial (SYF) has a Buy consensus rating as of Jul 1, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $54.66, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $54.66, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Synchrony Financial (SYF)

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