
TFIN Stock Forecast & Price Target
TFIN Analyst Ratings
Bulls say
Triumph Financial Inc. has demonstrated a positive outlook through its steady revenue growth, particularly with projected TPay revenue reflecting a quarterly increase to $15 million in 1Q25, along with a 6.3% rise in fee income. The factoring segment showcased stability with total revenue of $35.8 million in Q4, driven by a 7% increase in purchase volume, indicating resilience despite slight declines in invoice sizes. Additionally, the continuous improvement in the EBITDA margin for the TPay segment, now at 8.6%, along with the potential growth opportunities presented by innovations like LoadPay and FaaS, positions Triumph Financial for future market share gains in the transportation payments industry.
Bears say
Triumph Financial Inc. is facing a negative outlook primarily due to weaker-than-expected noninterest income, which has prompted a downward revision of growth estimates for 2025 and 2026. In addition, the company reported a 7% increase in full-year expenses for 2024, combined with a decline in total factoring revenue expected to dip to $33.5 million in Q1 2025 before potential recovery later in the year. Finally, concerns over asset quality, competitive market pressures affecting loan and deposit pricing, and the risks associated with a potential economic slowdown in the transportation industry further contribute to a bleak earnings and profitability forecast.
This aggregate rating is based on analysts' research of Triumph Financial Inc and is not a guaranteed prediction by Public.com or investment advice.
TFIN Analyst Forecast & Price Prediction
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