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THFF
Volume: 36.89K
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First Financial (THFF) Stock Forecast & Price Target

First Financial (THFF) Analyst Ratings

Based on 3 analyst ratings
Buy
Strong Buy 33%
Buy 0%
Hold 67%
Sell 0%
Strong Sell 0%

Bulls say

First Financial Corp has demonstrated a robust financial performance with a significant 12% quarter-over-quarter increase in Pre-Provision Net Revenue (PPNR), driven by lower expenses and surpassing estimates, while Net Interest Income (NII) and fee income also showed slight improvements. The company's residential and consumer loan segments recorded noteworthy growth, with residential loans up 21% and consumer loans up 5%, indicating a favorable trend in loan origination and a strong pipeline for sustained growth. Additionally, the acquisition of SimplyBank, which adds approximately $700 million in assets, is expected to enhance First Financial's market presence and deliver substantial benefits to future earnings, thus positioning the company for continued expansion in attractive markets.

Bears say

The financial outlook for First Financial Corp appears negative due to ongoing pressures in net interest income, which have adversely impacted earnings per share (EPS) estimates throughout the year, especially in the aftermath of the March banking crisis. Although non-performing loans (NPLs) showed a decrease, indicating some improvement in asset quality, elevated net charge-offs (NCOs) suggest underlying credit risks remain concerning, which may hinder profitability. Additionally, the decline in the loan loss reserves (LLR) underscores potential vulnerabilities within the portfolio, further contributing to low valuation and investor sentiment in the current market environment.

First Financial (THFF) has been analyzed by 3 analysts, with a consensus rating of Buy. 33% of analysts recommend a Strong Buy, 0% recommend Buy, 67% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of First Financial and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About First Financial (THFF) Forecast

Analysts have given First Financial (THFF) a Buy based on their latest research and market trends.

According to 3 analysts, First Financial (THFF) has a Buy consensus rating as of Jul 4, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $54.33, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $54.33, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

First Financial (THFF)

Volume: 36.89K

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