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UBSI
Volume: 568.12K
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United Bankshares (UBSI) Stock Forecast & Price Target

United Bankshares (UBSI) Analyst Ratings

Based on 7 analyst ratings
Hold
Strong Buy 0%
Buy 14%
Hold 86%
Sell 0%
Strong Sell 0%

Bulls say

United Bankshares Inc. (UBSI) demonstrates a positive financial outlook, evidenced by strong loan growth forecasts, with projected mid-single-digit organic loan growth of 5.0% for both 2025 and 2026. The company reported a 2% increase in end-of-period (EOP) deposits and consistent loan growth, particularly in the high-performing North Carolina and South Carolina markets, which saw increases of 12.5% year-over-year. Additionally, UBSI has announced its 51st consecutive year of dividend increases, indicating robust performance and appealing to dividend-focused investors, while a more favorable regulatory environment is anticipated to further bolster growth prospects.

Bears say

United Bankshares Inc. has experienced a decline in core loan yields, which fell 18 basis points to 5.98%, below the anticipated 6.10%, signifying weakening loan profitability. The net interest margin (NIM) also reported a decrease of 3 basis points to 3.49%, falling short of both consensus estimates and management's expectations, which could translate to lower earnings potential moving forward. Additionally, the company's outlook for 2025 operating earnings per share has been revised downward due to anticipated reductions in net interest income and mortgage banking fee income, reflecting broader concerns about credit volatility and operational disruptions.

United Bankshares (UBSI) has been analyzed by 7 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 14% recommend Buy, 86% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of United Bankshares and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About United Bankshares (UBSI) Forecast

Analysts have given United Bankshares (UBSI) a Hold based on their latest research and market trends.

According to 7 analysts, United Bankshares (UBSI) has a Hold consensus rating as of Jul 4, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $38.07, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $38.07, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

United Bankshares (UBSI)

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