Upstart Holdings (UPST) P/E Ratio
P/E Ratio as of Jul 3, 2025: -98.85
Average-80.00
Median-77.68
Minimum-98.85
Maximum-67.84
-98.85
Past Month-30.59 (44.81%)
The P/E ratio for Upstart Holdings (UPST) is -98.85 as of Jul 3, 2025. This represents a increase of 174.05% compared to its 12-month average P/E ratio of -36.07. A higher P/E ratio suggests that investors expect strong future earnings growth, while a lower P/E ratio may indicate a potentially undervalued stock or slowing growth.
Upstart Holdings P/E Ratio Formula = Stock Price ÷ Earnings Per Share (EPS)
Upstart Holdings’s P/E ratio represents the valuation of the company based on its earnings. It’s calculated by dividing the company’s latest stock price by its diluted earnings per share (EPS) over the past 12 months. The P/E ratio helps investors assess how much they are paying for each dollar of earnings, offering valuable insights when comparing Upstart Holdings to industry peers.
Upstart Holdings P/E Ratio Formula = Stock Price ÷ Earnings Per Share (EPS)
Upstart Holdings’s P/E ratio represents the valuation of the company based on its earnings. It’s calculated by dividing the company’s latest stock price by its diluted earnings per share (EPS) over the past 12 months. The P/E ratio helps investors assess how much they are paying for each dollar of earnings, offering valuable insights when comparing Upstart Holdings to industry peers.
Upstart Holdings (UPST) P/E Ratio Insights
See Upstart Holdings’s latest P/E ratio, historical trends, and valuation insights with AI-powered fundamental data and custom analysis.
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Upstart Holdings (UPST) P/E Ratio Historic Data
| Date | Stock price | P/E ratio |
|---|---|---|
| Jul 1, 2025 | $68.14 | -91.24 |
| Jun 2, 2025 | $47.90 | -64.14 |
| May 1, 2025 | $47.69 | -32.60 |
| Apr 1, 2025 | $46.00 | -31.44 |
| Mar 3, 2025 | $61.69 | -42.17 |
| Feb 3, 2025 | $63.17 | -32.75 |
| Jan 2, 2025 | $60.80 | -31.53 |
Upstart Holdings (UPST) End of Year P/E Ratio
| Date | P/E ratio | Change |
|---|---|---|
| 2025 | -98.85 | +209.68% |
| 2024 | -31.92 | +139.64% |
| 2023 | -13.32 | -89.35% |
| 2022 | -125.07 | -216.01% |
| 2021 | 107.81 | -78.41% |
| 2020 | 499.39 | — |
FAQs About Upstart Holdings (UPST) P/E ratio
The latest P/E ratio of Upstart Holdings (UPST) is -98.85, as of Jul 3, 2025. This is calculated based on its current stock price and earnings per share (EPS).
Upstart Holdings’s last 12-month average P/E ratio is -36.07, compared to its current P/E ratio of -98.85. This reflects a increase of 174.05%.
Upstart Holdings’s current P/E ratio of -98.85 is higher than its last 12-month average P/E of -36.07. A higher P/E can indicate strong future growth expectations, while a lower P/E might suggest undervaluation.
Upstart Holdings’s average P/E ratio over the last 3 years is -32.4. Comparing this to the current P/E helps assess recent valuation trends and whether the stock is trading above or below its mid-term historical range.
Upstart Holdings’s average P/E ratio over the last 5 years is 95.82. A deviation from this historical average may indicate shifts in growth expectations, profitability, or broader market conditions affecting valuation.